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System and method for purchasing increased efficiency items

  • US 20040083163A1
  • Filed: 10/24/2002
  • Published: 04/29/2004
  • Est. Priority Date: 10/24/2002
  • Status: Abandoned Application
First Claim
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1. A system for matching vendors, consumers and lenders for an increased efficiency item, comprising:

  • means for receiving loan data from lenders and for storing said loan data in a computer storage device;

    means for receiving item information from vendors regarding at least one increased efficiency item and for storing said item information in a computer storage device;

    means for determining estimated cost benefits to said consumer for each said at least one increased efficiency item;

    means accessible to said computer storage device for using said loan data, said item information and said estimated benefits to create a list of negotiated terms and conditions of a loan agreement for each said at least one increased efficiency item within an identified lender;

    means for receiving a selection from said consumer for at least one increased efficiency item to provide a selected item, wherein said consumer agrees to finance said selected item according to said loan agreement; and

    means for delivering said selected item to said consumer.

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