Method and system for secure information
First Claim
1. A method for providing advice and/or services to a consumer the method including the steps of:
- the consumer storing relevant personal data in a secure repository connected to a data communications network;
the consumer specifying items of personal data in the secure repository that are to be accessible to at least one authorised advice provider;
an authorised advice provider accessing the consumer'"'"'s available items of personal data across the data communications network upon provision of necessary authentication;
the advice provider analysing the items of personal data to determine the advice for the consumer;
the advice provider depositing information into the consumer'"'"'s secure repository across the data communications network, said information representing the advice provided to the consumer; and
the consumer accessing the information deposited into their secure repository to review the advice.
1 Assignment
0 Petitions
Accused Products
Abstract
The present invention provides a method and system for providing advice and/or services to a consumer including the secure electronic storage of rich private personal data preferably held in trust for and on behalf of a natural person or nominated business or corporate entities. The system provides the applications, processes, controls and data management services to collect from various sources, transfer, store and selectively retrieve data necessary to perform a range of specified planning and decision support activities or events, for which specific applications have been integrated with the secure data store for these purposes. The invention provides for the data owner and authorised persons such as advice and service providers to gain authenticated access to accessible data to undertake permitted tasks. These tasks may include receiving data or record views, or undertaking planning or decision support strategies, or such other tasks as are prescribed. In an embodiment, the system limits access to applications to approved authorised persons and requires specific permissions from the owner in order to manage data privacy standards. The system allows the owner to provide and revoke access permissions to applications and tracks and records all access events.
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Citations
100 Claims
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1. A method for providing advice and/or services to a consumer the method including the steps of:
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the consumer storing relevant personal data in a secure repository connected to a data communications network;
the consumer specifying items of personal data in the secure repository that are to be accessible to at least one authorised advice provider;
an authorised advice provider accessing the consumer'"'"'s available items of personal data across the data communications network upon provision of necessary authentication;
the advice provider analysing the items of personal data to determine the advice for the consumer;
the advice provider depositing information into the consumer'"'"'s secure repository across the data communications network, said information representing the advice provided to the consumer; and
the consumer accessing the information deposited into their secure repository to review the advice. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 35, 36, 37, 38)
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2. A method for providing advice and/or services to a consumer the method including the steps of:
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the consumer authorising a trusted entity to store the personal data of the consumer into a secure repository connected to a data communications network and to manage the release of that data;
the consumer and/or trusted entity specifying items of personal data in the secure repository that are to be accessible to at least one authorised advice provider;
an authorised advice provider accessing the consumers available items of personal data across the data communications network upon provision of necessary authentication and when executing computer instructions code for accessing the personal data that has been pre-approved by the trusted entity; and
the advice provider analysing the items of personal data to determine the advice for the consumer. - View Dependent Claims (34, 39)
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40. A system for providing advice and/or services to a consumer, the system including:
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a secure repository connected to a data communications network for the storage of personal items of data of a consumer;
a means enabling the consumer to specify those items of personal data in the secure repository which are to be made accessible to an authorised advice provider;
means enabling the consumer to identify the advice provider or the class of advice provides to whom access will be provided for those specified items of personal data;
means for authenticating the identity of an advice provider; and
means for enabling authenticated authorised advice providers to access the specified items of personal data of the consumer for which the advice provider has been identified as having permission to access and a means enabling an advice provider to execute computer instruction code that obtains items of personal data from the consumer'"'"'s secure repository and analysis the items of personal data to generate information that represents advice for the consumer, the computer instruction code also enabling the advice provider to deposit said information into the consumer'"'"'s secure repository for subsequent access by the consumer. - View Dependent Claims (44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59)
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41. A system for providing advice and/or services to a consumer, the system including:
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a secure repository connected to a data communications network controlled by a trusted entity to store personal items of data for consumers;
a means enabling consumers to specify those items of personal data in the secure repository that are to be made accessible to an authorised advice provider;
means enabling the consumers to identify the advice provider or a class of advice providers to whom access will be provided for those specified items for persona data;
means for authenticating the identity of an advice provider; and
means for enabling authenticated authorised advice providers to access the specified items of personal data of consumers for which the advice provider has been identified as having permission to access. - View Dependent Claims (42, 43)
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60. A method for providing advice and/or services to a consumer the method including the steps of:
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the consumer transferring and storing relevant personal data in a secure repository using a consumer personal computing device connected to a data communications network;
the consumer specifying items of their personal data in the secure repository using the personal computing device thus granting access to those items to at least one authorised advice provider;
an authorised advice provider accessing the consumer'"'"'s available items of personal data using a provider personal computing device connected to the data communications network, the provider gaining access after transferring the necessary provider authentication across the network;
the advice provider analysing the items of personal data on the provider personal computing device which includes computer instruction code operable to analyse the consumers items of personal data, the provider thus determining the advice for the consumer;
the advice provider operating the provider personal computing device to deposit information into the consumer'"'"'s secure repository by transferring that information across the data communications network, said information representing the advice provided to the consumer; and
the consumer using the consumer personal computing device to access the information deposited into their secure repository to review the advice. - View Dependent Claims (62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 99, 100)
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61. A method for providing advice and/or services to a consumer the method including the steps of:
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the consumer operating a personal computing device to authorise a trusted entity to store personal data of the consumer into a secure repository connected to a data communications network and to manage the release of that data;
the consumer and/or trusted entity operating a computing device to specify items of personal data in the secure repository that are to be accessible to at least one authorised advice provider;
an authorised advice provider operating a provider personal computing device to access the consumers available items of personal data across the data communications network upon provision of the necessary provider authentication and when executing computer instructions code for accessing the personal data that has been pre-approved by the trusted entity; and
the advice provider operating the provider personal computing device to analyse the items of personal data to determine the advice for the consumer. - View Dependent Claims (98)
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Specification