Computerized method and system for estimating liability for an accident from an investigation of the accident
First Claim
Patent Images
1. A method of estimating liability for an accident using a computer system, comprising:
- generating one or more questions relating to an accident;
providing one or more sets of answers corresponding to the one or more questions, wherein a set comprises answers to a question obtained from one or more sources; and
estimating the effect of at least one factor on liability using at least one answer.
1 Assignment
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Accused Products
Abstract
Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, a question may be generated on one or more topics relating to the accident. A set of answers corresponding to the question may be provided to the computer system. In an embodiment, the set of answers may include one or more answers obtained from one or more sources. An answer from the set of answers may be selected for use in estimating liability in the accident. The effect of the selected answer on liability may be estimated.
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Citations
260 Claims
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1. A method of estimating liability for an accident using a computer system, comprising:
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generating one or more questions relating to an accident;
providing one or more sets of answers corresponding to the one or more questions, wherein a set comprises answers to a question obtained from one or more sources; and
estimating the effect of at least one factor on liability using at least one answer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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21. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, the method comprising;
generating one or more questions relating to an accident;
providing one or more sets of answers corresponding to the one or more questions, wherein a set comprises answers to a question obtained from one or more sources; and
estimating the effect of at least one factor on liability using at least one answer.
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22. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for an accident, the method comprising:
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generating one or more questions relating to an accident;
providing one or more sets of answers corresponding to the one or more questions, wherein a set comprises answers to a question obtained from one or more sources; and
estimating the effect of at least one factor on liability using at least one answer.
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23. A method of estimating liability for an accident using a computer system, comprising:
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generating a question on one or more topics relating to the accident;
providing a set of answers corresponding to the question to the computer system, wherein the set of answers comprises one or more answers obtained from one or more sources;
selecting an answer from the set of answers for use in estimating liability in the accident; and
estimating the effect of a factor on liability using the selected answer. - View Dependent Claims (24, 25, 26, 27, 28, 29)
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30. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, the method comprising;
generating a question on one or more topics relating to the accident;
providing a set of answers corresponding to the question to the computer system, wherein the set of answers comprises one or more answers obtained from one or more sources;
selecting an answer from the set of answers for use in estimating liability in the accident; and
estimating the effect of a factor on liability using the selected answer.
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31. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for an accident, the method comprising:
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generating a question on one or more topics relating to the accident;
providing a set of answers corresponding to the question to the computer system, wherein the set of answers comprises one or more answers obtained from one or more sources;
selecting an answer from the set of answers for use in estimating liability in the accident; and
estimating the effect of a factor on liability using the selected answer.
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32. A method, comprising:
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displaying a first screen on a computer system for entering answers to a question relating to an accident from two or more sources;
entering two or more answers from the two or more sources on the first screen;
displaying a second screen for selecting an answer from the two or more answers for use in estimating liability; and
allowing the user to select an answer for use in estimating the effect of a factor on liability on the second screen. - View Dependent Claims (33)
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34. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
displaying a first screen on a computer system for entering answers to a question relating to an accident from two or more sources;
entering two or more answers from the two or more sources on the first screen;
displaying a second screen for selecting an answer from the two or more answers for use in estimating liability; and
allowing the user to select an answer for use in estimating the effect of a factor on liability on the second screen.
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35. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method, the method comprising:
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displaying a first screen on a computer system for entering answers to a question relating to an accident from two or more sources;
entering two or more answers from the two or more sources on the first screen;
displaying a second screen for selecting an answer from the two or more answers for use in estimating liability; and
allowing the user to select an answer for use in estimating the effect of a factor on liability on the second screen.
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36. A method of estimating liability for an accident using a computer system, comprising:
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generating a question on one or more topics relating to the accident, wherein the question is associated with one or more answers, wherein at least one answer is associated with a set of additional questions;
selecting an answer associated with a set of additional questions; and
generating a set of additional questions associated with the selected answer for use in estimating liability for the accident. - View Dependent Claims (37, 40, 41, 42, 43)
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- 38. The method of claim 38, wherein at least on additional answer is associated with an estimate of an effect on liability.
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44. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, the method comprising;
generating a question on one or more topics relating to the accident, wherein the question is associated with one or more answers, wherein at least one answer is associated with a set of additional questions;
selecting an answer associated with a set of additional questions; and
generating a set of additional questions associated with the selected answer.
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45. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for an accident, the method comprising:
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generating a question on one or more topics relating to the accident, wherein the question is associated with one or more answers, wherein at least one answer is associated with a set of additional questions;
selecting an answer associated with a set of additional questions; and
generating a set of additional questions associated with the selected answer.
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46. A method of estimating liability for a vehicle accident using a computer system, comprising:
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estimating a theoretical path of a reference vehicle;
estimating a theoretical path of a reacting vehicle, wherein the reacting vehicle reacts to a danger of an accident with the reference vehicle;
assessing the opportunity of the reacting vehicle to avoid the accident; and
estimating a contribution to liability to the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident. - View Dependent Claims (47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61)
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62. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating a theoretical path of a reference vehicle;
estimating a theoretical path of a reacting vehicle, wherein the reacting vehicle reacts to a danger of an accident with the reference vehicle;
assessing the opportunity of the reacting vehicle to avoid the accident; and
estimating a contribution to liability to the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident.
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63. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating a theoretical path of a reference vehicle;
estimating a theoretical path of a reacting vehicle, wherein the reacting vehicle reacts to a danger of an accident with the reference vehicle;
assessing the opportunity of the reacting vehicle to avoid the accident; and
estimating a contribution to liability to the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident.
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64. A method of estimating liability for a vehicle accident using a computer system, comprising:
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selecting a specified speed of a vehicle involved in an accident;
assessing whether the vehicle had an opportunity to avoid the accident at the specified speed; and
estimating an effect on liability based on the opportunity to avoid the accident. - View Dependent Claims (65, 66, 67, 68, 69, 70, 71)
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72. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
selecting a specified speed of a vehicle involved in an accident;
assessing whether the vehicle had an opportunity to avoid the accident at the specified speed; and
estimating an effect on liability based on the opportunity to avoid the accident.
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73. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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selecting a specified speed of a vehicle involved in an accident;
assessing whether the vehicle had an opportunity to avoid the accident at the specified speed; and
estimating an effect on liability based on the opportunity to avoid the accident.
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74. A method of estimating liability in a vehicle accident using a computer system, comprising:
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estimating a speed for avoiding of a vehicle, wherein the speed for avoiding comprises an approximate speed that allows the vehicle an opportunity to avoid the accident;
providing a specified speed of the vehicle involved in an accident;
comparing the speed for avoiding to the specified speed;
assessing an opportunity to avoid the accident based on the comparison; and
estimating an effect on liability based on the opportunity to avoid the accident. - View Dependent Claims (75, 76, 77, 78, 79, 80, 81)
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82. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating a speed for avoiding of a vehicle, wherein the speed for avoiding comprises an approximate speed that allows the vehicle an opportunity to avoid the accident;
providing a specified speed of the vehicle involved in an accident;
comparing the speed for avoiding to the specified speed;
assessing an opportunity to avoid the accident based on the comparison; and
estimating an effect on liability based on the opportunity to avoid the accident.
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83. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating a speed for avoiding of a vehicle, wherein the speed for avoiding comprises an approximate speed that allows the vehicle an opportunity to avoid the accident;
providing a specified speed of the vehicle involved in an accident;
comparing the speed for avoiding to the specified speed;
assessing an opportunity to avoid the accident based on the comparison; and
estimating an effect on liability based on the opportunity to avoid the accident.
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84. A method of estimating liability in a vehicle accident using a computer system, comprising:
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estimating a theoretical path of at least one point on a reference vehicle;
estimating a theoretical path of at least one point on a reacting vehicle, wherein the reacting vehicle reacts to the danger of an accident with the reference vehicle;
assessing the opportunity of the reacting vehicle to avoid the accident using the theoretical path of at least one point; and
estimating an effect on liability for the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident. - View Dependent Claims (85, 86, 87, 88, 89, 90)
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91. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating a theoretical path of at least one point on a reference vehicle;
estimating a theoretical path of at least one point on a reacting vehicle, wherein the reacting vehicle reacts to the danger of an accident with the reference vehicle;
assessing the opportunity of the reacting vehicle to avoid the accident using the theoretical path of at least one point; and
estimating an effect on liability for the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident.
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92. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating a theoretical path of at least one point on a reference vehicle;
estimating a theoretical path of at least one point on a reacting vehicle, wherein the reacting vehicle reacts to the danger of an accident with the reference vehicle;
assessing the opportunity of the reacting vehicle to avoid the accident using the theoretical path of at least one point; and
estimating an effect on liability for the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident.
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93. A method, comprising:
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providing a computer system configured to access a memory, wherein the memory comprises a theoretical path of at least one vehicle in an accident, and wherein the memory comprises a collision area, wherein the collision area comprises a location where a reference vehicle and a reacting vehicle are likely to occupy at impact;
displaying the collision area as a graphical image in a graphical user interface;
displaying at least one vehicle as a graphical image in a graphical user interface; and
displaying the theoretical path as a graphical image in a graphical user interface. - View Dependent Claims (94, 95, 96, 97, 98)
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99. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
providing a computer system configured to access a memory, wherein the memory comprises a theoretical path of at least one vehicle in an accident, and wherein the memory comprises a collision area, wherein the collision area comprises a location where a reference vehicle and a reacting vehicle are likely to occupy at impact;
displaying the collision area as a graphical image in a graphical user interface;
displaying at least one vehicle as a graphical image in a graphical user interface; and
displaying the theoretical path as a graphical image in a graphical user interface.
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100. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method comprising:
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providing a computer system configured to access a memory, wherein the memory comprises a theoretical path of at least one vehicle in an accident, and wherein the memory comprises a collision area, wherein the collision area comprises a location where a reference vehicle and a reacting vehicle are likely to occupy at impact;
displaying the collision area as a graphical image in a graphical user interface;
displaying at least one vehicle as a graphical image in a graphical user interface; and
displaying the theoretical path as a graphical image in a graphical user interface.
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101. A method of assessing liability for a vehicle accident using a computer system, comprising:
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estimating coordinates of a collision area comprising a collision point, and wherein the collision area comprises a location where a reference vehicle and a reacting vehicle are likely to occupy at impact;
estimating a time for the reference vehicle to clear the collision area;
estimating a time for the reacting vehicle to reach the collision area, such that the reacting vehicle avoids the accident;
assessing the opportunity of the reacting vehicle to avoid the accident using the estimated time for the reacting vehicle to reach the collision area; and
estimating a contribution to liability to the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident. - View Dependent Claims (102)
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103. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating coordinates of a collision area comprising a collision point, and wherein the collision area comprises a location where a reference vehicle and a reacting vehicle are likely to occupy at impact;
estimating a time for the reference vehicle to clear the collision area;
estimating a time for the reacting vehicle to reach the collision area, such that the reacting vehicle avoids the accident;
assessing the opportunity of the reacting vehicle to avoid the accident using the estimated time for the reacting vehicle to reach the collision area; and
estimating a contribution to liability to the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident.
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104. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating coordinates of a collision area comprising a collision point, and wherein the collision area comprises a location where a reference vehicle and a reacting vehicle are likely to occupy at impact;
estimating a time for the reference vehicle to clear the collision area;
estimating a time for the reacting vehicle to reach the collision area, such that the reacting vehicle avoids the accident;
assessing the opportunity of the reacting vehicle to avoid the accident using the estimated time for the reacting vehicle to reach the collision area; and
estimating a contribution to liability to the reacting vehicle based on the opportunity of the reacting vehicle to avoid the accident.
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105. A method of estimating liability for a vehicle accident using a computer system, comprising:
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estimating a theoretical path of a straight traveling vehicle;
estimating a theoretical path of a turning vehicle, wherein the turning vehicle is in the same lane at the completion of a turn as the straight traveling vehicle;
assessing the opportunity of at least one vehicle traveling at a specified speed to avoid the accident; and
estimating a contribution to liability to at least one vehicle based on the opportunity of the vehicle to avoid the accident. - View Dependent Claims (106, 107, 108, 109, 110, 111)
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112. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating a theoretical path of a straight traveling vehicle;
estimating a theoretical path of a turning vehicle, wherein the turning vehicle is in the same lane at the completion of a turn as the straight traveling vehicle;
assessing the opportunity of at least one vehicle traveling at a specified speed to avoid the accident; and
estimating a contribution to liability to at least one vehicle based on the opportunity of the vehicle to avoid the accident.
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113. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating a theoretical path of a straight traveling vehicle;
estimating a theoretical path of a turning vehicle, wherein the turning vehicle is in the same lane at the completion of a turn as the straight traveling vehicle;
assessing the opportunity of at least one vehicle traveling at a specified speed to avoid the accident; and
estimating a contribution to liability to at least one vehicle based on the opportunity of the vehicle to avoid the accident.
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114. A method of estimating liability for a vehicle accident using a computer system, comprising:
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estimating an actual speed of a vehicle involved in an accident;
providing at least one specified speed of a vehicle involved in the accident;
comparing the actual speed to at least one specified speed; and
estimating an effect on liability based on the comparison. - View Dependent Claims (115, 116, 117)
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118. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating an actual speed of a vehicle involved in an accident;
providing at least one specified speed of a vehicle involved in the accident;
comparing the actual speed to at least one specified speed; and
estimating an effect on liability based on the comparison.
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119. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating an actual speed of a vehicle involved in an accident;
providing at least one specified speed of a vehicle involved in the accident;
comparing the actual speed to at least one specified speed; and
estimating an effect on liability based on the comparison.
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120. A method of estimating liability for a vehicle accident using a computer system, comprising:
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estimating at least one stopping distance of a vehicle, wherein a stopping distance comprises an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident;
estimating a perception distance, wherein a perception distance comprises an approximate distance from the accident at which the vehicle sensed danger of an accident;
assessing an opportunity of the vehicle to avoid the accident using the perception distance; and
estimating an effect on liability based on the opportunity to avoid the accident. - View Dependent Claims (121, 122, 123)
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124. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, for a vehicle accident, the method comprising;
estimating at least one stopping distance of a vehicle, wherein a stopping distance comprises an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident;
estimating a perception distance, wherein a perception distance comprises an approximate distance from the accident at which the vehicle sensed danger of an accident;
assessing an opportunity of the vehicle to avoid the accident using the perception distance; and
estimating an effect on liability based on the opportunity to avoid the accident.
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125. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method for estimating liability for a vehicle accident, the method comprising:
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estimating at least one stopping distance of a vehicle, wherein a stopping distance comprises an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident;
estimating a perception distance, wherein a perception distance comprises an approximate distance from the accident at which the vehicle sensed danger of an accident;
assessing an opportunity of the vehicle to avoid the accident using the perception distance; and
estimating an effect on liability based on the opportunity to avoid the accident.
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126. A method, comprising:
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accessing claim data for one or more claims relating to a vehicle accident from a first database on a computer system;
storing the claim data on a second database on the computer system, wherein the second database is associated with a method and system for estimating liability in the vehicle accident; and
accessing the claim data for one or more of the claims on the second database for use by the method and system for estimating liability in the vehicle accident. - View Dependent Claims (127, 128, 129, 130, 131, 132, 133, 134, 135, 136, 137, 138, 139, 140, 141, 142, 143, 144, 145)
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146. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
accessing claim data for one or more claims relating to a vehicle accident from a first database on a computer system;
storing the claim data on a second database on the computer system, wherein the second database is associated with a method and system for estimating liability in the vehicle accident; and
accessing the claim data for one or more of the claims on the second database for use by the method and system for estimating liability in the vehicle accident.
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147. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method comprising:
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accessing claim data for one or more claims relating to a vehicle accident from a first database on a computer system;
storing the claim data on a second database on the computer system, wherein the second database is associated with a method and system for estimating liability in the vehicle accident; and
accessing the claim data for one or more of the claims on the second database for use by the method and system for estimating liability in the vehicle accident.
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148. A method, comprising:
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requesting claim data for a claim relating to a vehicle accident;
accessing the claim data for the claim from a first database on a computer system if the claim data for the claim is not stored on a second database;
storing the claim data for the claim on the second database on the computer system, wherein the second database is associated with a method and system for estimating liability in the vehicle accident; and
accessing the claim data for the claim on the second database for use by the method and system for estimating liability in the vehicle accident. - View Dependent Claims (149, 150, 151, 152)
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153. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
requesting claim data for a claim relating to a vehicle accident;
accessing the claim data for the claim from a first database on a computer system if the claim data for the claim is not stored on a second database;
storing the claim data for the claim on the second database on the computer system, wherein the second database is associated with a method and system for estimating liability in the vehicle accident; and
accessing the claim data for the claim on the second database for use by the method and system for estimating liability in the vehicle accident.
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154. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method comprising:
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requesting claim data for a claim relating to a vehicle accident;
accessing the claim data for the claim from a first database on a computer system if the claim data for the claim is not stored on a second database;
storing the claim data for the claim on the second database on the computer system, wherein the second database is associated with a method and system for estimating liability in the vehicle accident; and
accessing the claim data for the claim on the second database for use by the method and system for estimating liability in the vehicle accident.
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155. A method, comprising:
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accessing claim information on a computer system required by a pre-configured claim report for an accident from a database if a user-specified condition is met;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location. - View Dependent Claims (156, 157, 158, 159, 160, 161, 162, 163)
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164. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
accessing claim information on a computer system required by a pre-configured claim report for an accident from a database if a user-specified condition is met;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location.
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165. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method comprising:
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accessing claim information on a computer system required by a pre-configured claim report for an accident from a database if a user-specified condition is met;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location.
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166. A method, comprising:
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accessing claim information on a computer system required by a pre-configured claim report for an accident from a database periodically following a user-specified time period;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location. - View Dependent Claims (167, 168, 169, 170, 171, 172, 173, 174, 175, 176)
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177. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
accessing claim information on a computer system required by a pre-configured claim report for an accident from a database periodically following a user-specified time period;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location.
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178. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method comprising:
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accessing claim information on a computer system required by a pre-configured claim report for an accident from a database periodically following a user-specified time period;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location.
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179. A method, comprising:
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requesting a pre-configured claim report on a computer system relating to an accident;
accessing claim information required by the pre-configured claim report from a database;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location. - View Dependent Claims (180, 181, 182)
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183. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method comprising;
requesting a pre-configured claim report on a computer system relating to an accident;
accessing claim information required by the pre-configured claim report from a database;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location.
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184. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method comprising:
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requesting a pre-configured claim report on a computer system relating to an accident;
accessing claim information required by the pre-configured claim report from a database;
creating the pre-configured claim report comprising the accessed claim information; and
sending the pre-configured claim report to a user-specified location.
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185. A method of estimating liability for an accident using a computer system, comprising:
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recording vehicle data of a vehicle relating to the accident in memory on the computer system; and
estimating an effect of the vehicle data on the liability of a party in the accident. - View Dependent Claims (186, 187, 188, 189, 190, 191, 192, 193, 194, 195, 196, 197, 198, 199, 200, 201, 202, 203, 204, 205, 206, 207, 208, 209, 210)
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211. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method of estimating liability for an accident, the method comprising;
recording vehicle data of a vehicle relating to the accident in memory on the computer system; and
estimating an effect of the vehicle data on the liability of a party in the accident.
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212. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method of estimating liability for an accident, the method comprising:
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recording vehicle data of a vehicle relating to the accident in memory on the computer system; and
estimating an effect of the vehicle data on the liability of a party in the accident.
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213. A method of estimating liability for an accident using a computer system, comprising:
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recording vehicle data of a vehicle relating to the accident in memory on the computer system;
storing the recorded vehicle data on the computer system; and
estimating an effect of the vehicle data on the liability of a party in the accident. - View Dependent Claims (214, 215, 216, 217, 218, 219, 220, 221, 222, 223, 224, 225, 226, 227, 228, 229)
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230. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method of estimating liability for an accident, the method comprising;
recording vehicle data of a vehicle relating to the accident in memory on the computer system;
storing the recorded vehicle data on the computer system; and
estimating an effect of the vehicle data on the liability of a party in the accident.
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231. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method of estimating liability for an accident, the method comprising:
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recording vehicle data of a vehicle relating to the accident in memory on the computer system;
storing the recorded vehicle data on the computer system; and
estimating an effect of the vehicle data on the liability of a party in the accident.
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232. A method of estimating liability for an accident, comprising:
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recording vehicle data of a vehicle relating to the accident in memory on a first computer system;
storing the recorded vehicle data on the first computer system;
retrieving the stored vehicle data from the first computer system with a second computer system; and
estimating an effect of the vehicle data on liability of a party in the accident. - View Dependent Claims (233, 234, 235, 236, 237, 238, 239, 240)
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241. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method of estimating liability for an accident, the method comprising;
recording vehicle data of a vehicle relating to the accident in memory on a first computer system;
storing the recorded vehicle data on the first computer system;
retrieving the stored vehicle data from the first computer system with a second computer system; and
estimating an effect of the vehicle data on liability of a party in the accident.
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242. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method of estimating liability for an accident, the method comprising:
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recording vehicle data of a vehicle relating to the accident in memory on a first computer system;
storing the recorded vehicle data on the first computer system;
retrieving the stored vehicle data from the first computer system with a second computer system; and
estimating an effect of the vehicle data on liability of a party in the accident.
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243. A method of assessing a claim in a vehicle accident using a computer system, comprising:
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estimating injuries to one or more vehicle occupants in the vehicle accident, wherein the injuries to the one or more vehicle occupants are estimated from one or more variables;
estimating damages due to the injuries of the one or more vehicle occupants;
estimating liability of parties in the accident; and
determining adjusted damages due to injuries from the estimated damages due to injuries and the liability of the parties. - View Dependent Claims (244, 245, 246, 247, 248, 249, 250, 251, 252, 253, 254)
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255. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method of assessing a claim in a vehicle accident, the method comprising;
estimating injuries to one or more vehicle occupants in the vehicle accident, wherein the injuries to the one or more vehicle occupants are estimated from one or more variables;
estimating damages due to the injuries of the one or more vehicle occupants;
estimating liability of parties in the accident; and
determining adjusted damages due to injuries from the estimated damages due to injuries and the liability of the parties.
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256. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method of assessing a claim in a vehicle accident, the method comprising:
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estimating injuries to one or more vehicle occupants in the vehicle accident, wherein the injuries to the one or more vehicle occupants are estimated from one or more variables;
estimating damages due to the injuries of the one or more vehicle occupants;
estimating liability of parties in the accident; and
determining adjusted damages due to injuries from the estimated damages due to injuries and the liability of the parties.
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257. A method of estimating liability for an accident using a computer system, comprising:
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estimating pre-impact speeds of one or more vehicles in the accident from the crush damage of the one or more vehicles; and
estimating an effect of the pre-impact speeds of the one or more vehicles on the liability of parties in the accident. - View Dependent Claims (258)
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259. A system configured to estimate liability, comprising:
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a CPU;
a data memory coupled to the CPU; and
a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method of estimating liability for an accident, the method comprising;
estimating pre-impact speeds of one or more vehicles in the accident from the crush damage of the one or more vehicles; and
estimating an effect of the pre-impact speeds of the one or more vehicles on the liability of parties in the accident.
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260. A carrier medium comprising program instructions, wherein the program instructions are computer-executable to implement a method of estimating liability for an accident, the method comprising:
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estimating pre-impact speeds of one or more vehicles in the accident from the crush damage of the one or more vehicles; and
estimating an effect of the pre-impact speeds of the one or more vehicles on the liability of parties in the accident.
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Specification