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Credit card account payment systems and methods

  • US 20040112952A1
  • Filed: 12/13/2002
  • Published: 06/17/2004
  • Est. Priority Date: 12/13/2002
  • Status: Active Grant
First Claim
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1. A method for making a payment on an account, the method comprising:

  • reading account information from a payment instrument that identifies a customer account that is to receive a payment;

    determining a financial institution associated with the customer account;

    determining a payment account associated with the financial institution where the payment is to be deposited;

    collecting a payment amount; and

    transmitting the payment amount to the payment account of the financial institution.

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