Three-party authentication method and system for e-commerce transactions
First Claim
1. A method of providing a secure gift-giving transaction via an electronic storefront of a merchant between a gift giver and a gift recipient, comprising:
- receiving a gift order placed by the gift giver via the electronic storefront of the merchant;
generating at least first and second encrypted key portions;
transmitting gift order information containing said gift order and said second key portion to a gift provider;
sending said second key portion to the gift recipient;
receiving by said merchant from said gift recipient said second key portions, and combining said key portions to fulfill said gift order.
5 Assignments
0 Petitions
Accused Products
Abstract
A method and system providing a secure system for purchasing goods or services from a gift provider over a network, such as the Internet, is disclosed. A gift giver purchases the goods or services for a gift recipient, wherein an encrypted key is generated for the transaction. Portions of the encrypted key are divided between the gift recipient and the gift giver, with a third party (e.g., the gift provider) holding the entire key and decryption tools. After delivery of a gift card to the gift recipient, communication between the gift giver and the gift recipient must be made to recombine the portions of the encrypted key. Upon submitting the complete key to the gift provider, the gift card is redeemed/activated giving it a monetary value or access to the goods and services.
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Citations
25 Claims
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1. A method of providing a secure gift-giving transaction via an electronic storefront of a merchant between a gift giver and a gift recipient, comprising:
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receiving a gift order placed by the gift giver via the electronic storefront of the merchant;
generating at least first and second encrypted key portions;
transmitting gift order information containing said gift order and said second key portion to a gift provider;
sending said second key portion to the gift recipient;
receiving by said merchant from said gift recipient said second key portions, and combining said key portions to fulfill said gift order. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A method of providing three-party authentication in a consumer gift-giving transaction between a gift giver and a gift recipient via a an electronic storefront of a merchant accessible over a computer network with a communicative device, comprising:
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placing a gift order electronically from the electronic storefront;
receiving said gift order by a merchant server connected to the computer network, generating at least first and second key encrypted portions upon said merchant server receiving payment verification of the gift giver;
transmitting gift order information containing at least said second key portion to a gift provider connected to the computer network;
sending said second key portion to the gift recipient; and
receiving by said merchant server said second key portions to fulfill said gift order. - View Dependent Claims (17, 18, 19)
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20. A system adapted to provide a secure gift-giving transaction between a gift giver and a gift recipient from a merchant server adapted to provide an electronic storefront and to receive a gift order placed by the gift giver via a communicative device over a network, comprising:
a key generating function adapted to generate at least first and second encrypted key portions in response to the merchant server receiving the gift order, and to provide one of said key portions to the gift recipient. - View Dependent Claims (21, 22)
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23. A system adapted to provide a secure gift-giving transaction between a gift giver and a gift recipient over a network via said gift giver using a communicative device, comprising:
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a merchant server adapted to provide an electronic storefront and to receive a gift order placed by said gift giver via said communicative device over said network; and
a gift card manufacture server, wherein said merchant server is further adapted to generate at least first and second encrypted key portions, and to transmitting gift order information containing said gift order and said second key portion to said gift card manufacturer server. - View Dependent Claims (24, 25)
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Specification