Financial incentive through insurance offerings for vehicles that utilize a safety system
First Claim
Patent Images
1. A method to encourage use of a passenger restraint device in a vehicle, the method comprising:
- offering insurance, the insurance offered having an associated financial incentive based on installation of a safety system;
installing the safety system into the vehicle, the safety system comprising;
at least one occupant detector;
at least one passenger restraint device use detector responsive to the at least one occupant detector, the at least one passenger restraint device use detector to determine use of the passenger restraint device attached to the seat within the vehicle;
a controller responsive to the at least one occupant detector and the at least one passenger restraint device use detector; and
a vehicle activation device to take an action having an effect on an occupant of the vehicle.
1 Assignment
0 Petitions
Accused Products
Abstract
The present disclosure relates generally to safety systems and related insurance offerings to encourage increased use of passenger restraint safety devices, such as seat belts. In a particular embodiment, a method to encourage use of a passenger restraint device in a vehicle that relates to a financial incentive and an insurance offering is disclosed.
-
Citations
21 Claims
-
1. A method to encourage use of a passenger restraint device in a vehicle, the method comprising:
-
offering insurance, the insurance offered having an associated financial incentive based on installation of a safety system;
installing the safety system into the vehicle, the safety system comprising;
at least one occupant detector;
at least one passenger restraint device use detector responsive to the at least one occupant detector, the at least one passenger restraint device use detector to determine use of the passenger restraint device attached to the seat within the vehicle;
a controller responsive to the at least one occupant detector and the at least one passenger restraint device use detector; and
a vehicle activation device to take an action having an effect on an occupant of the vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
-
-
11. A method to encourage use of a passenger restraint device in a vehicle, the method comprising:
-
offering insurance, the insurance including a financial incentive based on the presence of a safety system within the vehicle, the safety system comprising;
at least one occupant detector;
at least one passenger restraint device use detector responsive to the at least one occupant detector, the at least one passenger restraint device use detector to determine use of the passenger restraint device attached to the seat within the vehicle;
a controller responsive to the at least one occupant detector and the at least one passenger restraint device use detector; and
a vehicle activation device to take an action having a sensed effect on an occupant of the vehicle. - View Dependent Claims (12, 13, 14, 15)
-
-
16. A method to analyze use of a passenger restraint device in a plurality of vehicles, the method comprising:
-
installing a safety system in a plurality of vehicles, the safety system comprising;
at least one occupant detector to determine the presence of an occupant in a seat within the vehicle;
at least one passenger restraint device use detector responsive to the at least one occupant detector, the at least one passenger restraint device use detector to determine use by the passenger of the passenger restraint device attached to the seat within the vehicle;
a controller responsive to the at least one occupant detector and the at least one passenger restraint device use detector; and
a circuit activation/deactivation unit, the circuit activation/deactivation unit to control a vehicle device;
collecting and storing passenger restraint device use data for each of the plurality of different vehicles; and
analyzing the passenger restraint device use data. - View Dependent Claims (17, 18, 19, 20, 21)
-
Specification