System and method for conducting a monetary transaction
First Claim
1. A method for a mobile device of conducting a monetary transaction between a POP device and a certifying authority, the method comprising the steps of:
- establishing a first communication with the POP device;
receiving a POP device identification and an amount from the POP device;
establishing a second communication with the certifying authority;
transmitting the POP device identification, the amount, and a mobile device identification to the certifying authority;
receiving the POP device identification, the amount, and a digital signature from the certifying authority; and
forwarding the POP device identification, the amount, and the digital signature to the POP device.
1 Assignment
0 Petitions
Accused Products
Abstract
There is provided a system and method for conducting a monetary transaction among a Point-Of-Purchase (“POP”) device (102), a mobile device (104) and a certifying authority (108). The POP device (102) may provide goods and/or services. A short-range wireless link (110) is established between the POP device (102) and the mobile device (104), and a long-range wireless link (112) is established between the mobile device and the certifying authority (108). The POP device (102) provides its identity and prices for its goods/services to the mobile device (104). After a particular good/service is selected, the mobile device (104) provides its identity and certain information, namely the POP device'"'"'s identity and the price for the selected good/service, to the certifying authority (108). The POP device (102) then receives the certain information back from the certifying authority (108) via the mobile device (104) as well as an associated digital signature generated by the certifying authority. If the digital signature is authenticated, the POP device (102) dispenses the selected good/service.
100 Citations
25 Claims
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1. A method for a mobile device of conducting a monetary transaction between a POP device and a certifying authority, the method comprising the steps of:
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establishing a first communication with the POP device;
receiving a POP device identification and an amount from the POP device;
establishing a second communication with the certifying authority;
transmitting the POP device identification, the amount, and a mobile device identification to the certifying authority;
receiving the POP device identification, the amount, and a digital signature from the certifying authority; and
forwarding the POP device identification, the amount, and the digital signature to the POP device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for a POP device of conducting a monetary transaction between a mobile device and a certifying authority, the method comprising the steps of:
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establishing a communication with the mobile device;
sending a POP device identification and an amount to the mobile device;
receiving the POP device identification, the amount, and a digital signature, provided by the certifying authority, from the mobile device; and
dispensing at least one of either a good and a service. - View Dependent Claims (11, 12, 13, 14, 15, 16, 18)
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19. A system for conducting a monetary transaction comprising:
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a POP device having a first transceiver and configured to generate information including a POP device identification and an amount;
a mobile device, associated with a mobile device identification, having a second transceiver being configured to communicate with the first transceiver of the POP device and a third transceiver being configured to communicate with a remote device, the second transceiver to receive the information from the POP device; and
the certifying authority, having a fourth transceiver being configured to communicate with the third transceiver of the mobile device, the fourth transceiver to receive the information and the mobile device identification from the mobile device and transmit the information and a digital signature to the mobile device, and wherein the mobile device forwards the information and the digital signature to the POP device. - View Dependent Claims (20, 21, 22, 23, 24, 25)
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Specification