Adapt to destination locale

• US 20040128238A1
• Filed: 04/04/2003
• Published: 07/01/2004
• Est. Priority Date: 12/30/2002
• Status: Abandoned Application

• Current Assignee: Oye Obe
• Original Assignee: Oye Obe
• Inventors: Obe, Oye
• Application Number:
  US10/407,112
• Publication Number:
  US 20040128238A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Abstract

The prepaid system comprises of a system center (host computer network) including an account database containing prepaid accounts, a PDL database containing specifications for rates and feature associated with preferred designation locales (PDL), and a card-type database containing default card specific data. The user connects to the system center by dialing an access number, the system center prompts the user to enter a personal identification number (PIN), the system center receives the PIN and determines if is valid. If the system center determines that the PIN is valid, the system center prompts the user to enter a destination number. The user also has the option to designate a PDL for the prepaid account. If the user designates a PDL, the system center records the PDL in the account database. Subsequently, the behavior of the prepaid account with respect to rates and other features is subject to the PDL designated for the prepaid account.

Claims

1. ) A method used by a system center for adapting the rates and features of a prepaid account using preferred destination locales (PDL), comprising the steps of:

a. connecting the calling party'"'"'s telephone device to the system center;

b. calling party enters the prepaid account PIN by selecting the corresponding keys on the telephone device;

c. receiving said PIN from the calling party by the system center, and determining that said PIN represents a valid prepaid account;

d. all further activity is subjected by the system center to the rates and features corresponding to the PDL previously designated by the calling party for said prepaid account;

e. prompting the calling party for a destination number;

f. connecting the calling party to the destination telephone number; and

g. reducing the available balance for said prepaid account as amounts are charged to the call during duration of the call.

2. ) The method of claim 1 wherein step (d) is instead performed after step (e) and prior to step (f).

3. ) The method of claim 1 wherein step (d) is instead performed after step (f) and prior to step (g).

4. ) The method of claim 1, 2 or 3 wherein step (e) is practiced by the following steps:

i. prompting the calling party for a destination number;

ii. entering by calling party of a destination number;

iii. system center derives a PDL from said destination number;

iv. system center stores association between said derived PDL and said prepaid account;

5. ) The method of claim 1, 2 or 3 wherein step (e) is practiced by the following steps:

i. prompting the calling party for a destination-code;

ii. entering by calling party of a destination-code corresponding to a desired PDL;

iii. system center derives a PDL from said destination-code;

iv. system center stores association between said derived PDL and said prepaid account;

v. prompting the calling party for a destination number;

6. ) A computer system for making prepaid telephone calls between a calling party and a destination party comprising:

incoming and outgoing telecommunication trunks configured to connect the calling party and destination party to said computer system;

an account database configured to store information associated with prepaid accounts;

preferred destination locales (PDL) each configured with rates and features that are applicable to a prepaid account;

a PDL database configured to store PDL'"'"'s and their associated rates and features;

a central processing unit configured to receive calling party'"'"'s PIN, use said PIN to determine the prepaid account and PDL associated with said PIN, and connect the calling party to the destination party;

a means for subjecting activity on the prepaid account to the rates and features associated with the PDL;

a means for enabling the calling party to designate a choice of said PDL while connected to said computer system;

a means for storing an association between said derived PDL and said prepaid account; and

a means for deriving a PDL from a sequence of digits entered by the calling-party.

7. ) The computer system of claim 6 wherein said sequence of digits entered by the calling party, from which said computer system derives a PDL, comprises a destination number.

8. ) The computer system of claim 6 wherein said sequence of digits entered by the calling party, from which said computer system derives a PDL, comprises a destination-code corresponding to a PDL.

9. ) The computer system of claim 6, 7 or 8 further comprising a means for restricting the calling party'"'"'s ability to designate a choice of PDL.