Systems and methods for processing benefits
First Claim
1. A method for processing benefits payments to a services provider for authorized services provided by the service provider, comprising:
- issuing a benefit token with a unique machine-readable identifier to a customer;
reading the identifier from the benefit token at a terminal located at the provider at the beginning of a service session to generate a start time;
reading the identifier from the benefit token at the terminal at the end of the service session to generate an end time;
transmitting a transaction record including the start time and the end time to a processing system;
computing a benefit payment based on the start time, the end time, and an eligibility criteria; and
transmitting the benefit payment to the services provider.
10 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods for processing, for example, childcare benefits include: issuing a benefit card to a childcare customer; receiving a start time for childcare service at a childcare provider, the start time recorded by using the benefit card at a terminal located at the childcare provider at the start of childcare service; receiving an end time for childcare service at the childcare provider, the end time recorded by using the benefit card at a terminal located at the childcare provider at the end of childcare service; computing the childcare benefit eligibility based on the start time, the end time and benefits available for the childcare customer; and paying the childcare provider a payment based on the computed benefit eligibility.
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Citations
91 Claims
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1. A method for processing benefits payments to a services provider for authorized services provided by the service provider, comprising:
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issuing a benefit token with a unique machine-readable identifier to a customer;
reading the identifier from the benefit token at a terminal located at the provider at the beginning of a service session to generate a start time;
reading the identifier from the benefit token at the terminal at the end of the service session to generate an end time;
transmitting a transaction record including the start time and the end time to a processing system;
computing a benefit payment based on the start time, the end time, and an eligibility criteria; and
transmitting the benefit payment to the services provider.
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2. A method for processing childcare benefits payments to a childcare services provider for authorized services provided by the childcare service provider, comprising:
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issuing a benefit token with a unique machine-readable identifier to a customer;
reading the identifier from the benefit token at a terminal located at the childcare service provider at the beginning of a service session to generate a start time;
reading the identifier from the benefit token at the terminal at the end of the service session to generate an end time;
transmitting a transaction record including the start time and the end time to a processing system;
computing a childcare benefit payment based on the start time, the end time, and an eligibility criteria; and
transmitting the childcare benefit payment to the childcare services provider. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. An apparatus for processing benefits, comprising:
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an issuing component to issue a benefit token to a customer;
a receiving component to receive a start time record for service at a service provider, the start time record recorded in at a terminal located at the service provider at the start of service through use of the benefit token, and to receive an end time record for service at the service provider, the end time record recorded at a terminal located at the service provider at the end of service through use of the benefit token;
a computing component to compute the benefit eligibility based on the start time record, the end time record, and benefits available for the customer; and
a payment component to pay the service provider a payment based on the computed benefit eligibility.
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18. An apparatus for processing childcare benefits, comprising:
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an issuing component to issue a benefit token to a customer;
a receiving component to receive a start time record for service at a childcare service provider, the start time record recorded in at a terminal located at the childcare service provider at the start of service through use of the benefit token, and to receive an end time record for service at the childcare service provider, the end time record recorded at a terminal located at the childcare service provider at the end of service through use of the benefit token;
a computing component to compute the childcare benefit eligibility based on the start time record, the end time record, and benefits available for the customer; and
a payment component to pay the service provider a payment based on the computed childcare benefit eligibility. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27)
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28. A system for processing benefits, comprising:
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means for issuing a benefit token to a customer;
means for receiving a start time for service at a service provider, the start time recorded by using the benefit token at a terminal located at the service provider at the start of service;
means for receiving an end time for service at the service provider, the end time recorded by using the benefit token at a terminal located at the service provider at the end of service;
means for computing a benefit eligibility based on the start time, the end time and benefits available for the customer; and
means for paying the service provider a payment based on the computed benefit eligibility.
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29. A system for processing childcare benefits, comprising:
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means for issuing a benefit token to a customer;
means for receiving a start time for service at a childcare service provider, the start time recorded by using the benefit token at a terminal located at the childcare service provider at the start of service;
means for receiving an end time for service at the childcare service provider, the end time recorded by using the benefit token at a terminal located at the childcare service provider at the end of service;
means for computing a childcare benefit eligibility based on the start time, the end time and benefits available for the customer; and
means for paying the service provider a payment based on the computed childcare benefit eligibility. - View Dependent Claims (30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43)
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44. A computer-readable medium containing instructions for controlling a data processing system to perform a method for processing benefits, the method comprising the steps of:
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issuing a benefit token with a unique machine-readable identifier to a customer;
reading the identifier from the benefit token at a terminal located at the provider at the beginning of a service session to generate a start time;
reading the identifier from the benefit token at the terminal at the end of the service session to generate an end time;
transmitting a transaction record including the start time and the end time to a processing system;
computing benefit payment based on the start time, the end time, and an eligibility criteria; and
transmitting the benefit payment to the services provider.
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45. A computer-readable medium containing instructions for controlling a data processing system to perform a method for processing childcare benefits, the method comprising the steps of:
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issuing a benefit token with a unique machine-readable identifier to a customer;
reading the identifier from the benefit token at a terminal located at the childcare services provider at the beginning of a service session to generate a start time;
reading the identifier from the benefit token at the terminal at the end of the service session to generate an end time;
transmitting a transaction record including the start time and the end time to a processing system;
computing a childcare benefit payment based on the start time, the end time, and an eligibility criteria; and
transmitting the childcare benefit payment to the childcare services provider. - View Dependent Claims (46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59)
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60. A method for managing benefits, comprising:
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providing a web browser based administrative terminal to at least one benefits administrator for managing at least one type of benefit;
creating an account for at least one customer using the web browser based administrative terminal;
issuing a benefit token to the at least one customer for at least one type of service;
receiving a transaction record, including a start time and an end time for service at a service provider for the at least one customer;
calculating a benefits payments based on the transaction record and the at least one type of benefit; and
providing payment to the service provider based on the service.
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61. A method for managing childcare benefits, comprising:
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providing a web browser based administrative terminal to at least one benefits administrator for managing at least one type of childcare benefit;
creating an account for at least one customer using the web browser based administrative terminal;
issuing a benefit token to the at least one customer for at least one type of childcare service;
receiving a transaction record, including a start time and an end time for service at a childcare service provider for the at least one customer;
calculating a childcare benefits payment based on the transaction record and the at least one type of childcare benefit; and
providing payment to the childcare service provider based on the service. - View Dependent Claims (62, 63, 64)
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65. A system for managing benefits, comprising:
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a providing component to provide a web browser based administrative terminal to at least one benefits administrator for managing at least one type of benefit;
a creating component to create an account for at least one customer using the web browser based administrative terminal;
a token issuing component to issue a benefit token to the at least one customer for the at least one type of service;
a receiving component to receive a transaction record, including a start time and an end time for service at a service provider for the at least one customer;
a calculating component to calculate a benefits payments based on the transaction record and the at least one type of benefit; and
a payment component to provide to the service provider based on the service.
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66. A system for managing childcare benefits, comprising:
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a providing component to provide a web browser based administrative terminal to at least one benefits administrator for managing at least one type of childcare benefit;
a creating component to create an account for at least one customer using the web browser based administrative terminal;
a token issuing component to issue a benefit token to the at least one customer for the at least one type of childcare service;
a receiving component to receive a transaction record, including a start time and an end time for service at a childcare service provider for the at least one customer;
a calculating component to calculate a childcare benefit payment based on the transaction record and the at least one type of childcare benefit; and
a payment component to provide to the childcare service provider based on the service. - View Dependent Claims (67, 68, 69)
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70. A system for managing benefits, comprising:
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means for providing a web browser based administrative terminal to at least one benefits administrator for managing at least one type of benefit;
means for creating an account for at least one customer using the web browser based administrative terminal;
means for issuing a benefit token to the at least one customer for the at least one type of service;
means for receiving a transaction record, including a start time and an end time for service at a service provider for the at least one customer;
means for calculating a benefits payments based on the transaction record and the at least one type of benefit; and
means for providing payment to the service provider based on the service.
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71. A system for managing childcare benefits, comprising:
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means for providing a web browser based administrative terminal to at least one benefits administrator for managing at least one type of childcare benefit;
means for creating an account for at least one customer using the web browser based administrative terminal;
means for issuing a benefit token to the at least one customer for the at least one type of childcare service;
means for receiving a transaction record, including a start time and an end time for service at a childcare service provider for the at least one customer;
means for calculating a childcare benefit payment based on the transaction record and the at least one type of childcare benefit; and
means for providing payment to the childcare service provider based on the service. - View Dependent Claims (72, 73, 74)
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75. A computer-readable medium containing instructions for controlling a data processing system to perform a method for managing benefits, the method comprising the steps of:
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providing a web browser based administrative terminal to at least one benefits administrator for managing at least one type of benefit;
creating an account for at least one customer using the web browser based administrative terminal;
issuing a benefit token to the at least one customer for the at least one type of service;
receiving a transaction record, including a start time and an end time for service at a service provider for the at least one customer;
calculating a benefit payment based on the transaction record and the at least one type of benefit; and
providing payment to the service provider based on the service.
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76. A computer-readable medium containing instructions for controlling a data processing system to perform a method for managing childcare benefits, the method comprising the steps of:
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providing a web browser based administrative terminal to at least one benefits administrator for managing at least one type of childcare benefit;
creating an account for at least one customer using the web browser based administrative terminal;
issuing a benefit token to the at least one customer for the at least one type of childcare service;
receiving a transaction record, including a start time and an end time for service at a childcare service provider for the at least one customer;
calculating a childcare benefit payment based on the transaction record and the at least one type of childcare benefit; and
providing payment to the childcare service provider based on the service. - View Dependent Claims (77, 78, 79)
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80. A method for tracking and managing benefit services, comprising:
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recording start time of services provided at each of a plurality of service providers;
recording end time of the services;
processing at least the start time and the end time;
computing a payment based on the start time and the end time;
making the payment to service providers; and
generating a report based on the processed start time and end time.
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81. A method for tracking and managing childcare benefit services, comprising:
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recording start time of services provided at each of a plurality of childcare service providers;
recording end time of the services;
processing at least the start time and the end time;
computing a payment based on the start time and the end time;
making the payment to childcare service providers; and
generating a report based on the processed start time and end time. - View Dependent Claims (82)
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83. A system for tracking and managing services, comprising:
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a recording component to record a start time of services provided at each of a plurality of service providers, and record an end time of the services;
a processing component to process at least the start time and the end time;
a computing component to compute a payment based on the start time and the end time;
a payment component to make the payment to service providers; and
a report generating component to generate a report based on the processed start time and end time.
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84. A system for tracking and managing childcare services, comprising:
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a recording component to record a start time of services provided at each of a plurality of childcare service providers, and record an end time of the services;
a processing component to process at least the start time and the end time;
a computing component to compute a payment based on the start time and the end time;
a payment component to make the payment to childcare service providers; and
a report generating component to generate a report based on the processed start time and end time. - View Dependent Claims (85)
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86. A system for tracking and managing benefit services, comprising:
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means for electronically recording start time of services provided at each of a plurality of providers;
means for electronically recording end time of the services;
means for processing at least the start time and the end time;
means for computing a payment based on the start time and the end time;
means for making the payment to service providers; and
means for generated a report based on the processed start time and end time.
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87. A system for tracking and managing childcare benefit services, comprising:
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means for electronically recording start time of services provided at each of a plurality of childcare service providers;
means for electronically recording end time of the services;
means for processing at least the start time and the end time;
means for computing a payment based on the start time and the end time;
means for making the payment to the childcare service providers; and
means for generated a report based on the processed start time and end time. - View Dependent Claims (88)
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89. A computer-readable medium containing instructions for controlling a data processing system to perform a method for tracking and managing benefit services, the method comprising the steps of:
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electronically recording start time of services provided at each of a plurality of service providers;
electronically recording end time of the services;
processing at least the start time and the end time;
computing a payment based on the start time and the end time;
making the payment to service provider; and
generated a report based on the processed start time and end time.
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90. A computer-readable medium containing instructions for controlling a data processing system to perform a method for tracking and managing childcare benefit services, the method comprising the steps of:
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electronically recording start time of services provided at each of a plurality of childcare service providers;
electronically recording end time of the services;
processing at least the start time and the end time;
computing a payment based on the start time and the end time;
making the payment to the childcare service providers; and
generated a report based on the processed start time and end time. - View Dependent Claims (91)
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Specification