×

Technique for making payments for a non-subscriber payor

  • US 20040133509A1
  • Filed: 11/01/2002
  • Published: 07/08/2004
  • Est. Priority Date: 11/01/2002
  • Status: Abandoned Application
First Claim
Patent Images

1. A method for debiting a funding account associated with a payor by a payment service provider in making a payment on behalf of the payor who is not a customer of the payment service provider, comprising:

  • receiving, by a payment service provider and from a payee, a payment request to pay a payee on behalf of a payor, the payment request including a payor authorization to debit a payor funding account and excluding information identifying the payor funding account, the payor funding account being unknown to the payment service provider and the payee;

    obtaining information associated with the payor funding account from at least one of a plurality of data repositories each associated with an entity other than the payment service provider based upon the authorization; and

    debiting the payor funding account by the payment service provider in making payment to the payee on behalf of the payor based upon the obtained information.

View all claims
  • 1 Assignment
Timeline View
Assignment View
    ×
    ×