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Method and system for managing money of a customer

  • US 20040138974A1
  • Filed: 08/18/2003
  • Published: 07/15/2004
  • Est. Priority Date: 12/27/2002
  • Status: Abandoned Application
First Claim
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1. A method for managing money of a customer who has an account in a plurality of financial institutions, comprising the steps of:

  • (a) storing in a storage device information about a predetermined money amount for said account, individual information of said customer, and information about said account in each of said financial institutions where said customer has said account;

    (b) receiving information about pay-in from said customer;

    (c) identifying said account in each of said financial institutions where said customer has said account, based on said information about said account of said customer in each of said financial institutions;

    (d) enquiring to each of said financial institutions where said customer has said account, to receive information about an outstanding amount of said account in each of said financial institutions;

    (e) identifying said outstanding amount of said account in each of said financial institutions based on said information about said outstanding amount, to determine a distribution pay-in money amount to be distributed to said account in each of said financial institutions in such a manner that a post-pay-in outstanding amount obtained by adding said pay-in money amount to said outstanding amount of said account may not exceed said predetermined money amount; and

    (f) instructing to pay said determined distribution pay-in money amount for said account in each of said financial institutions.

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