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Processing negotiable economic credits through electronic hand held devices

  • US 20040143500A1
  • Filed: 01/02/2004
  • Published: 07/22/2004
  • Est. Priority Date: 10/06/2000
  • Status: Abandoned Application
First Claim
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1. A method for processing negotiable economic credits through a hand held device based on a user profile, said method comprising the steps of:

  • storing a user profile in a database within a hand held device;

    transferring at least one negotiable economic credit to said hand held device, wherein said at least one negotiable economic credit is selected according to criteria based on said user profile; and

    redeeming said at least one negotiable economic credit at a point of sale, in response to transferring said at least one negotiable economic credit from said hand held device to said point of sale.

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