Processing negotiable economic credits through electronic hand held devices
First Claim
1. A method for processing negotiable economic credits through a hand held device, said method comprising:
- configuring a hand held device with a removeable smart card adapted for use with said hand held device;
synchronizing a point of sale with said hand held device, wherein said hand held device comprises at least one negotiable economic credit therein; and
transferring said at least one negotiable economic credit from said hand held device to said point of sale in response to synchronization of said point of sale and said hand held device.
1 Assignment
0 Petitions
Accused Products
Abstract
Methods and systems for processing negotiable economic credits through a hand held device. A hand held device, such as a PDA (Personal Digital Assistant), wireless PDA, cellular telephone, paging device, or a combination thereof, may be synchronized with a point of sale. The hand held device has at least one negotiable economic credit, or associated data, stored as electronic data in a database therein. The negotiable economic credits, which may be in the form of electronic coupon, cash, awards or other electronic negotiables, are transferred from the hand held device to the point of sale, in response to synchronization of the point of sale with the hand held device. Negotiable economic credits may be automatically redeemed at the point of sale, in response to transferring at least one negotiable economic credit and/or associated data from the hand held device to the point of sale.
78 Citations
21 Claims
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1. A method for processing negotiable economic credits through a hand held device, said method comprising:
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configuring a hand held device with a removeable smart card adapted for use with said hand held device;
synchronizing a point of sale with said hand held device, wherein said hand held device comprises at least one negotiable economic credit therein; and
transferring said at least one negotiable economic credit from said hand held device to said point of sale in response to synchronization of said point of sale and said hand held device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 10)
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9. The method of 8 wherein said wireless network comprises at least one of the following:
- a wireless telecommunications network, a personal area network, a WIN network, or a paging network.
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11. A system for processing negotiable economic credits through a hand held device, said system comprising:
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synchronization module for synchronizing a point of sale with a hand held device having at least one negotiable economic credit therein;
a smart card adapted for use with said hand held device; and
transfer module for transferring said at least one negotiable economic credit from said hand held device to said point of sale, in response to synchronization of said point of sale and said hand held device. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 20)
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19. The system of 18 wherein said wireless network comprises at least one of the following:
- a wireless telecommunications network, a personal area network, a WIN network, or a paging network.
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21. A system for processing negotiable economic credits through a hand held device, said system comprising:
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synchronization module for synchronizing a point of sale with a hand held device having at least one negotiable economic credit therein;
a smart card adapted for use with said hand held device;
a wireless network through which said point of sale and said hand held device are synchronized, wherein said wireless network comprises at least one of the following;
a wireless telecommunications network, a personal area network, a WIN network, or a paging network; and
transfer module for transferring said at least one negotiable economic credit from said hand held device to said point of sale, in response to synchronization of said point of sale and said hand held device.
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Specification