Method providing contingency access to valuable accounts or information
First Claim
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1. A contingency security code system including:
- an entry point device, said entry device coupled to one or more networks and for gaining access to an account through said one or more networks, said entry point device requiring a first security code for said access;
contingency recognition logic coupled with said one or more networks, wherein said contingency recognition logic will activate if a second security code is entered into said entry point device;
contingency implementation logic coupled with said one or more networks, wherein said contingency implementation logic executes a set of instructions;
wherein said first and second security codes are distinguished from each other.
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Abstract
The invention teaches an improved security system for accounts accessed over a network, where the account holder is provided with an alternate security code, usually related to a PIN. During an assault or kidnapping, the alternate security code can be placed into the system without the detection of the assailant, implementing a contingency scenario which protects the assets available over the network and executes instructions to protect the account holder.
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Citations
6 Claims
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1. A contingency security code system including:
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an entry point device, said entry device coupled to one or more networks and for gaining access to an account through said one or more networks, said entry point device requiring a first security code for said access;
contingency recognition logic coupled with said one or more networks, wherein said contingency recognition logic will activate if a second security code is entered into said entry point device;
contingency implementation logic coupled with said one or more networks, wherein said contingency implementation logic executes a set of instructions;
wherein said first and second security codes are distinguished from each other.
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2. A banking network which includes a set of automatic teller machines (ATMs) coupled with a communication system that allow said set of ATMs to access at least one bank account, wherein said at least one account may be accessed by inserting an access card into one of said set of ATMs and providing a personal identification number (PIN), wherein the improvement consists of placing a device coupled to said network, which recognizes an alternate PIN entered into one of said set of ATMs and provides instructions on said network for restricting access to said at least one bank account when said alternate PIN is entered.
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3. A method for protecting account holders during a transaction over a network including the steps of:
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providing said account holder with a contingency access code;
placing contingency instructions on said network;
coupling a detection device to said network, wherein said detection device is able to detect where said contingency access code is entered during said transaction over a network; and
executing said contingency instructions when said contingency access code is entered.
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4. An improved security access system which includes a security entry device including;
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alternate security code entry means, capable of being entered into said security entry device;
alternate security code detection means coupled to said security entry device; and
alternate security instruction means responsive to said alternate security code detection means.
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5. A method for providing security with an individual having access to a network including the steps of:
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a step for placing a contingency code on a network, said individual informed of said contingency code; and
a step for protecting assets accessible over said network, when said contingency code is detected over said network. - View Dependent Claims (6)
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Specification