×

Integrated systems for electronic bill presentment and payment

  • US 20040167853A1
  • Filed: 01/07/2004
  • Published: 08/26/2004
  • Est. Priority Date: 01/12/2000
  • Status: Abandoned Application
First Claim
Patent Images

1. An electronic bill presentment and payment system, said system comprising:

  • a database for storing data relating to a plurality of bills sourced from a plurality of billers, and corresponding to a plurality of consumers;

    a conversion processing communicating with said database for converting data from said plurality of billers into a format compatible with said database;

    a biller interface communicating with said database for allowing at least some of said plurality of billers to review and obtain reports in real time from data relating to said billers and status of said biller'"'"'s bills stored in said database;

    a processing capacity communicating with said database for supporting a plurality of visual interfaces, each of said visual interfaces allowing a consumer to review and pay said consumer'"'"'s bills;

    a consumer interface communicating with said database for allowing said consumer to change information in said database; and

    an authentication capacity communicating with said database for determining whether said consumer meets certain predetermined requirements before a new account is authorized to access said database.

View all claims
  • 0 Assignments
Timeline View
Assignment View
    ×
    ×