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Point of sale terminal

  • US 20040172339A1
  • Filed: 02/09/2004
  • Published: 09/02/2004
  • Est. Priority Date: 09/20/2000
  • Status: Abandoned Application
First Claim
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1. A financial transaction system operable to manage purchases of at least one of goods and services, comprising:

  • a customer identifier operable to uniquely identify an account to which said purchases of at least one of goods and services are being charged;

    a financial services provider operable to provide and maintain at least one of a debit and credit account to which the purchases are being charged;

    a plurality of point-of-sale terminals in communication with said financial services provider via an intermediary node, where said point of sale terminals are operable to collect purchase information, customer account information and authorization information, and where said point-of-sale terminal is operable to display messages provided from said financial services provider, and a plurality of software agents distributed within the financial transaction system, each software agent operable to negotiate rules and behaviors for the purchase of goods and services.

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