Data card

• US 20040195340A1
• Filed: 04/02/2004
• Published: 10/07/2004
• Est. Priority Date: 04/03/2003
• Status: Abandoned Application

• Current Assignee: Capital One Financial Corporation
• Original Assignee: Capital One Financial Corporation
• Inventors: Lubking, Colleen Rochelle Caruso
• Application Number:
  US10/817,695
• Publication Number:
  US 20040195340A1
• Time in Patent Office: Days
• US Class Current: 235/493
• CPC Class Codes: G06K 19/06196 Constructional details

Abstract

A data card, comprising a primary card body including a first magnetic recordable data strip, the primary card body having a cut-out portion, and a secondary card body including a second magnetic recordable data strip, the secondary card body operable to be removably engaged within the cut-out portion of the primary card body.

Claims

1. A data card, comprising:

a primary card body including a first magnetic recordable data strip, the primary card body having a cut-out portion; and

a secondary card body including a second magnetic recordable data strip, the secondary card body operable to be removably engaged within the cut-out portion of the primary card body.

2. The data card as set forth in claim 1, wherein

the primary card body includes a front face, a back face, an exterior horizontal top wall, an exterior horizontal bottom wall and a pair of exterior vertical side walls, and

the cut-out portion is formed by an interior horizontal top wall, an interior horizontal bottom wall and a pair of interior vertical side walls of the primary card body.

3. The data card as set forth in claim 2, wherein

the primary card body includes a lip, the lip being located along the interior horizontal top wall, the interior horizontal bottom wall and the pair of interior vertical side walls, and being operable for engaging the secondary card body.

4. The data card as set forth in claim 3, wherein

a face of the lip is coplanar with one of the front face and the back face of the primary card body.

5. The data card as set forth in claim 1, wherein

the first magnetic recordable data strip is encoded with account data and is operable at a point of sale terminal for accessing an account when the secondary card body is one of engaged and disengaged from the primary card body, and

the second magnetic recordable data strip is encoded with account data and is operable at the point of sale terminal for accessing one of the account and another account when the secondary card body is disengaged from the primary card body.

6. The data card as set forth in claim 5, wherein

the account and the other account are financial accounts associated with one of a credit line and deposited funds.

7. The data card as set forth in claim 1, wherein

the first magnetic recordable data strip is encoded with account data and is operable at an automated teller machine for accessing an account when the secondary card body is engaged with the primary card body.

8. The data card as set forth in claim 1, wherein

the first magnetic recordable data strip is encoded with account data and is operable at an automated teller machine for accessing an account when the secondary card body is disengaged from the primary card body.

9. The data card as set forth in claim 1, wherein

the primary card body includes an exterior horizontal top wall, an exterior horizontal bottom wall and a pair of exterior vertical side walls, and

the cut-out portion is formed by an interior horizontal top wall and a pair of interior vertical side walls of the primary card body.

10. The data card as set forth in claim 9, wherein

the secondary card body includes an exterior horizontal top wall, an exterior horizontal bottom wall and a pair of exterior vertical side walls.

11. The data card as set forth in claim 10, wherein

at least two walls of the interior horizontal top wall and the pair of interior vertical side walls include a tongue, and

at least two walls of the exterior horizontal top wall, the exterior horizontal bottom wall and the pair of exterior vertical side walls include a groove operable for receiving the tongue and engaging the primary card body.

12. The data card as set forth in claim 10, wherein

at least two walls of the interior horizontal top wall and the pair of interior vertical side walls include a groove, and

at least two walls of the exterior horizontal top wall, the exterior horizontal bottom wall and the pair of exterior vertical side walls include a tongue operable for insertion into the groove and engaging the primary card body.

13. The data card as set forth in claim 10, wherein

the primary card body includes a lip, the lip being located along the interior horizontal top wall and the pair of interior vertical side walls, and being operable for engaging the secondary card body.

14. The data card as set forth in claim 13, wherein

the primary card body includes a front face and a back face, and

a face of the lip is coplanar with one of the front face and the back face of the primary card body.

15. The data card as set forth in claim 9, wherein

the first magnetic recordable data strip is encoded with account data and is operable at a point of sale terminal for accessing an account when the secondary card body is one of engaged and disengaged from the primary card body, and

the second magnetic recordable data strip is encoded with account data and is operable at the point of sale terminal for accessing one of the account and another account when the secondary card body is one of engaged and disengaged from the primary card body.

16. The data card as set forth in claim 15, wherein

the account and the other account are financial accounts associated with one of a credit line and deposited funds.

17. The data card as set forth in claim 9, wherein

the first magnetic recordable data strip is encoded with account data and is operable at an automated teller machine for accessing an account when the secondary card body is engaged with the primary card body.

18. The data card as set forth in claim 9, wherein

the first magnetic recordable data strip is encoded with account data and is operable at an automated teller machine for accessing an account when the secondary card body is disengaged from the primary card body.

19. The data card as set forth in claim 1, wherein

the primary card body includes an exterior horizontal top wall, an exterior horizontal bottom wall and a pair of exterior vertical side walls, and

the cut-out portion is formed by an interior horizontal top wall, an interior horizontal bottom wall and an interior vertical side wall of the primary card body.

20. The data card as set forth in claim 19, wherein

the secondary card body includes an exterior horizontal top wall, an exterior horizontal bottom wall and a pair of exterior vertical side walls.

21. The data card as set forth in claim 20, wherein

at least two walls of the interior horizontal top wall, the interior horizontal bottom wall and the interior vertical side wall include a tongue, and

at least two walls of the exterior horizontal top wall, the exterior horizontal bottom wall and the pair of exterior vertical side walls include a groove operable for receiving the tongue and engaging the primary card body.

22. The data card as set forth in claim 20, wherein

at least two walls of the interior horizontal top wall, the interior horizontal bottom wall and the interior vertical side wall include a groove, and

at least two walls of the exterior horizontal top wall, the exterior horizontal bottom wall and the pair of exterior vertical side walls include a tongue operable for insertion into the groove and engaging the primary card body.

23. The data card as set forth in claim 20, wherein

the primary card body includes a lip, the lip being located along the interior horizontal top wall, the interior horizontal bottom wall and the interior vertical side wall, and being operable for engaging the secondary card body.

24. The data card as set forth in claim 23, wherein

the primary card body includes a front face and a back face, and

a face of the lip is coplanar with one of the front face and the back face.

25. The data card as set forth in claim 19, wherein

the first magnetic recordable data strip is encoded with account data and is operable at a point of sale terminal for accessing an account when the secondary card body is one of engaged and disengaged from the primary card body, and

the second magnetic recordable data strip is encoded with account data and is operable at the point of sale terminal for accessing one of the account and another account when the secondary card body is disengaged from the primary card body.

26. The data card as set forth in claim 25, wherein

the account and the other account are financial accounts associated with one of a credit line and deposited funds.

27. The data card as set forth in claim 19, wherein

the first magnetic recordable data strip is encoded with account data and is operable at an automated teller machine for accessing an account when the secondary card body is engaged with the primary card body.

28. The data card as set forth in claim 19, wherein

the first magnetic recordable data strip is encoded with account data and is operable at an automated teller machine for accessing an account when the secondary card body is disengaged from the primary card body.

29. A data card, comprising:

a primary card body including two exterior vertical side walls, an exterior horizontal top wall, an exterior horizontal bottom wall and a first magnetic recordable data strip, the primary card body having a cut-out portion, the cut-out portion formed by at least three interior walls of the primary card body; and

a secondary card body including two vertical side walls, a horizontal top wall, a horizontal bottom wall and a second magnetic recordable data strip, the secondary card body operable to be removably engaged within the cut-out portion of the primary card body, wherein

the first magnetic recordable data strip is encoded with account data and is operable for accessing an account and the second magnetic recordable data strip is encoded with account data and is operable for accessing one of the account and another account.

30. A data card, comprising:

a primary card body including a first magnetic recordable data strip, the primary card body having a cut-out portion; and

a secondary card body including a processing unit and a memory unit, the secondary card body operable to be removably engaged within the cut-out portion of the primary card body.

31. A data card, comprising:

a primary card body including a processing unit and a memory unit, the primary card body having a cut-out portion; and

a secondary card body including a magnetic recordable data strip, the secondary card body operable to be removably engaged within the cut-out portion of the primary card body.

32. A data card, comprising:

a primary card body including a first processing unit and a first memory unit, the primary card body having a cut-out portion; and

a secondary card body including a second processing unit and a second memory unit, the secondary card body operable to be removably engaged within the cut-out portion of the primary card body.

33. A method for assembling a data card, the method comprising:

aligning a plurality of outer walls of a secondary data card having a magnetic recordable data strip with a plurality of inner walls forming a cut-out portion of a primary data card, the primary data card having a magnetic recordable data strip; and

engaging the secondary data card and the primary data card by compressing the primary data card and the secondary data card until one of a front face and a back face of the secondary data card is one of coplanar and substantially coplanar with one of a front face and a back face of the primary data card.

34. A method for assembling a data card, the method comprising:

aligning an exterior wall of a secondary data card having a magnetic recordable data strip with an opening of a cut-out portion located along an exterior wall of a primary data card so that the primary data card and the secondary data card are coplanar, the primary data card having a magnetic recordable data strip; and

engaging the secondary data card and the primary data card by sliding the secondary data card into the cut-out portion of the primary data card until the exterior wall of the secondary data card makes contact with an interior wall of the cut-out portion.