SYSTEM FOR FACILITATING A TRANSACTION
First Claim
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1. A dispute handling method for facilitating a disputed transaction involving a secondary transaction number comprising the steps of:
- receiving a dispute from a first party relating to a transaction involving a secondary transaction number associated with at least one primary account;
retrieving transaction information from a database;
replacing the primary account number with the secondary transaction number in order to initiate a second party inquiry;
wherein the second party inquiry references only the secondary transaction number.
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Abstract
The present invention provides a system and method for facilitating a transaction using a secondary transaction number that is associated with a cardholder'"'"'s primary account. The cardholder provides the secondary transaction number, often with limited-use conditions associated therewith, to a merchant to facilitate a more secure and confident transaction.
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Citations
2 Claims
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1. A dispute handling method for facilitating a disputed transaction involving a secondary transaction number comprising the steps of:
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receiving a dispute from a first party relating to a transaction involving a secondary transaction number associated with at least one primary account;
retrieving transaction information from a database;
replacing the primary account number with the secondary transaction number in order to initiate a second party inquiry;
wherein the second party inquiry references only the secondary transaction number. - View Dependent Claims (2)
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Specification