Efficient management of fueling transactions

• US 20040215575A1
• Filed: 04/28/2003
• Published: 10/28/2004
• Est. Priority Date: 04/28/2003
• Status: Abandoned Application

• Current Assignee: John Garrity
• Original Assignee: John Garrity
• Inventors: Garrity, John
• Application Number:
  US10/425,073
• Publication Number:
  US 20040215575A1
• Time in Patent Office: Days
• US Class Current: 705/64
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 9/37 using biometric data, e.g. fingerprints, iris scans or voice recognition
• CPC Class Codes: G07F 13/025 wherein the volume is determined during delivery
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A method of doing business can be provided in accordance with the present invention. The method of doing business can include converting credit card customers of a fuel service station to cash customers of the fuel service station by utilizing a biometric sensor at a POS location in the fuel service station to store biometric data for selected ones of the credit card customers. Subsequently, a fuel pump can be activated for each cash customer who submits to a biometric scan at the fuel pump and where the biometric scan produces data which when compared to the stored biometric data, qualifies the cash customer. Additionally, a purchase transaction can be consummated for dispensed fuel at the fuel pump by requiring the cash customer remit cash payment for the dispensed fuel at the POS location.

Claims

1. A method for purchasing fuel comprising the steps of:

qualifying a particular customer as trusted by establishing a biometric identity for said particular customer for use in future sales;

subsequently biometrically identifying said particular customer at a fuel pump; and

,

permitting said biometrically identified customer to dispense fuel at said fuel pump without requiring said biometrically identified customer to pre-pay in order to dispense said fuel.

2. The method of claim 1, further comprising the step of crediting an account for said biometrically identified customer based upon a quantity of fuel dispensed by said biometrically identified customer responsive to said permitting step.

3. The method of claim 1, further comprising the step of collecting cash payment for said biometrically identified customer based upon a quantity of fuel dispensed by said biometrically identified customer responsive to said permitting step.

4. The method of claim 1, wherein said step of biometrically identifying said particular customer comprises the steps of:

biometrically scanning one of a fingerprint and a retina of said particular customer; and

,

digitally characterizing said biometric scan to produce a data stream of identifying data.

5. A method of doing business, including converting credit card customers of a fuel service station to cash customers of the fuel service station by utilizing a fuel purchasing process comprising the steps of:

utilizing a biometric sensor at a point of sale (POS) location in the fuel service station to store biometric data for selected ones of the credit card customers; and

,

activating a fuel pump for each cash customer who submits to a biometric scan at said fuel pump and wherein said biometric scan produces data which when compared to said stored biometric data, qualifies said cash customer.

6. The method of claim 5, further comprising the step of consummating a purchase transaction for dispensed fuel at said fuel pump by requiring said cash customer to remit cash payment for said dispensed fuel at said POS location.

7. The method of claim 6, further comprising the step of providing a cash rebate to selected ones of the credit card customers less than or equal to a cash amount equivalent to a credit card processing fee which would accrue when processing a credit card payment for said dispensed fuel.

8. The method of claim 6, further comprising the step of providing free merchandise to selected ones of the credit card customers said merchandise having a value of less than or equal to a cash amount equivalent to a credit card processing fee which would accrue when processing a credit card payment for said dispensed fuel.

9. A biometric fuel dispensing system comprising:

a POS terminal;

a database of biometric data communicatively linked to said POS terminal;

a biometric sensor and corresponding biometric data processor communicatively linked to said database and configured to produce an identifying data stream for biometric data collected in said biometric sensor;

at least one remote biometric sensor and corresponding biometric data processor disposed proximately to a fuel pump and communicatively linked to said database; and

,

pump logic coupled to said fuel pump and configured to activate said fuel pump responsive to verifying an identity of a customer by matching an identifying data stream produced by biometric data collected by said remote biometric sensor to an identifying data stream stored in said database.

10. A machine readable storage having stored thereon a computer program for authorizing a fuel purchase transaction, the computer program comprising a routine set of instructions for causing the machine to perform the steps of:

qualifying a particular customer as trusted by establishing a biometric identity for said particular customer for use in future sales;

subsequently biometrically identifying said particular customer at a fuel pump; and

,

permitting said biometrically identified customer to dispense fuel at said fuel pump without requiring said biometrically identified customer to pre-pay in order to dispense said fuel.

11. The machine readable storage of claim 10, further comprising the step of crediting an account for said biometrically identified customer based upon a quantity of fuel dispensed by said biometrically identified customer responsive to said permitting step.

12. The machine readable storage of claim 10, further comprising the step of collecting cash payment for said biometrically identified customer based upon a quantity of fuel dispensed by said biometrically identified customer responsive to said permitting step.

13. The machine readable storage of claim 10, wherein said step of biometrically identifying said particular customer comprises the steps of:

biometrically scanning one of a fingerprint and a retina of said particular customer; and

,

digitally characterizing said biometric scan to produce a data stream of identifying data.