METHOD FOR REGISTERING BIOMETRIC FOR USE WITH A FOB

• US 20040232224A1
• Filed: 03/26/2004
• Published: 11/25/2004
• Est. Priority Date: 07/10/2001
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Bonalle, David S., Saunders, Peter D., Beenau, Blayn W., Gray, William J., Larkin, Carl, Fields, Seth W., Montgomery, Joshua L.
• Application Number:
  US10/708,839
• Publication Number:
  US 20040232224A1
• Time in Patent Office: Days
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 9/28 the pass enabling tracking or indicating presence
• CPC Class Codes: G07C 9/29 the pass containing active electronic elements, e.g. smartcards
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: H04L 2209/805 Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861

Abstract

The present invention discloses a method for registering biometric information for use in a transponder-reader system. The method comprises the steps of contacting an authorized sample receiver and submitting a biometric to a sensor to facilitates the sensor in obtaining a biometric sample. The method also includes providing user information and transponder information to the transponder-reader system to facilitate associating the biometric sample with the user and transponder information.

Claims

1. A method for registering biometric information for use in a transponder-reader system, said method comprising:

contacting an authorized sample receiver;

proffering a biometric to a biometric sensor to facilitate said biometric being scanned by said sensor such that said sensor obtains a biometric sample; and

providing user information and transponder information to said system to facilitate said system associating said biometric sample with user information and transponder information to create a data packet.

2. The method of claim 1, wherein said step of contacting an authorized sample receiver includes contacting an authorized sample receiver through at least one of a computer, Internet, software, hardware, third-party biometric entity, kiosk, biometric registration terminal, and communication device.

3. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric sample further facilitates at least one of:

processing, storing, comparing, and verifying said biometric sample.

4. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric sample with user information and transponder information further facilitates associating said proffered biometric sample with at least one of:

personal information, credit card information, debit card information, savings account information, and loyalty point information.

5. The method of claim 4, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric sample further facilitates storing said data packet on a database, wherein said database is contained in at least one of a transponder, transponder reader, sensor, remote server, merchant server and transponder-reader system.

6. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said proffered biometric sample with user information and transponder information facilitates registration of a biometric sample.

7. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric sample with user information and transponder information facilitates associating different proffered biometric samples with a different one of:

personal information, credit card information, debit card information, savings account information, and loyalty point information.

8. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric facilitates primarily associating the sample with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein said step further facilitates secondarily associating the sample with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, where said second user information is different than said first user information.

9. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric facilitates associating a first proffered biometric sample with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein said step of providing user information facilitates associating further facilitates associating a second proffered biometric sample with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information.

10. The method of claim 1, wherein said step of providing user information and transponder information to said system to facilitate said system associating said biometric facilitates associating a first proffered biometric sample with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein said step of providing user information further facilitates associating a second proffered biometric sample with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, wherein said second user information is different than said first user information.

11. The method of claim 1, wherein said of providing user information and transponder information to said system to facilitate said system associating said biometric facilitates associating a plurality of proffered biometric samples with user information, wherein each proffered biometric sample is associated with different user information.

12. The method of claim 4, wherein said step of providing user information further facilitates at least one of:

processing, storing, comparing, and verifying said biometric sample;

wherein said step of verifying includes facilitating the use of one or more secondary security procedures.