SYSTEM FOR REGISTERING A BIOMETRIC FOR USE WITH A TRANSPONDER

• US 20040233039A1
• Filed: 03/26/2004
• Published: 11/25/2004
• Est. Priority Date: 07/10/2001
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Montgoery, Joshua L., Bonalle, David S., Saunders, Peter D., Beenau, Blayn W., Gray, William J., Larkin, Carl, Fields, Seth W.
• Application Number:
  US10/708,838
• Publication Number:
  US 20040233039A1
• Time in Patent Office: Days
• US Class Current: 340/5.83
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 9/28 the pass enabling tracking or indicating presence
• CPC Class Codes: G07C 9/29 the pass containing active electronic elements, e.g. smartcards
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: H04L 2209/805 Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861

Abstract

The present invention discloses system for registering biometric information for use with a transponder-reader system. The system comprises a biometric sensor for detecting biometric samples. The system also comprises a device for associating the biometric samples with user information as well as transponder information. Finally, the system includes a database for storing the associated biometric samples.

Claims

1. A system for registering biometric information for use with a transponder-reader system, said system comprising:

a biometric sensor configured to detect a proffered biometric sample;

a device configured to associate said proffered biometric sample with user information and transponder information to create a data packet to create a data packet; and

a database configured to store said data packet, wherein said database is configured to communicate with said system.

2. The system of claim 1, wherein said device configured to associate said proffered biometric sample is configured to process, store, and verify said proffered biometric sample.

3. The system of claim 1, wherein said device configured to associate said proffered biometric sample with user information and transponder information to create a data packet is further configured to facilitate association of said proffered biometric sample with at least one of:

personal information, credit card information, debit card information, savings account information, and loyalty point information.

4. The system of claim 1, wherein different proffered biometric samples are associated with a different one of:

personal information, credit card information, debit card information, savings account information, and loyalty point information.

5. The system of claim 1, wherein said database configured to store said data packets is configured to store at least one of proffered biometric samples, registered biometric samples, user information, terrorist information, and criminal information.

6. The system of claim 1, wherein said database is contained in at least one of the transponder, transponder reader, sensor, remote server, merchant server and transponder-reader system.

7. The system of claim 6, wherein said remote database is configured to be operated by an authorized sample receiver.

8. The system of claim 1, wherein said device configured to associate said proffered biometric sample is further configured to primarily associate the sample with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein said device is configured to secondarily associate the sample with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, where said second user information is different than said first user information.

9. The system of claim 1, wherein said device configured to associate said proffered biometric sample is further configured to associate a first proffered biometric sample with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein said device is configured to associate a second proffered biometric sample with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information.

10. The system of claim 1, wherein said device configured to associate said proffered biometric sample is further configured to associate a first proffered biometric sample with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein said device is configured to associate a second proffered biometric sample with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, wherein said second user information is different than said first user information.

11. The system of claim 1, wherein said device configured to associate said proffered biometric is configured to associate a plurality of proffered biometric samples with user information, wherein each proffered biometric sample is associated with different user information.

12. The system of claim 2, wherein said device configured to associate said proffered biometric sample is further configured to process, store, and verify said proffered biometric sample, and wherein said device is configured to use one or more secondary security procedures to facilitate verification of said proffered biometric sample.