Method and system for performing a financial transaction in a mobile communications system
First Claim
1. A method for performing a transaction from a first mobile network subscriber to a recipient of the transaction, the method including the steps of sending a first transaction message to a transaction server, processing said first transaction message, in response to said processing, generating a second and a third transaction message, said second transaction message including information required for performing the transaction in respect of the first mobile network subscriber, and the third transaction message including information required for performing the transaction in respect of the recipient of the transaction, sending said second transaction message to a first mobile network billing centre for settling the transaction with respect to said first mobile network subscriber, and sending said third transaction message to a system receiving the transaction for settling the transaction with respect to said recipient.
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Accused Products
Abstract
The present invention generally relates to a method and system for performing a financial transaction in a mobile communications system. To enable diversified financial transactions between the originator and the recipient of the transaction, a first transaction message is sent to a transaction server and then processed. In response to said processing, a second and a third transaction message are generated. The second transaction message includes information required for performing the transaction in respect of thc first mobile network subscriber, and thc third transaction message includes information required for performing the transaction in respect of the recipient of the transaction. Said second transaction message is sent to a first mobile network billing centre for settling the transaction with respect to said first mobile network subscriber, and said third transaction message is sent to a system receiving the transaction for settling the transaction with respect to said recipient.
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Citations
19 Claims
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1. A method for performing a transaction from a first mobile network subscriber to a recipient of the transaction, the method including the steps of
sending a first transaction message to a transaction server, processing said first transaction message, in response to said processing, generating a second and a third transaction message, said second transaction message including information required for performing the transaction in respect of the first mobile network subscriber, and the third transaction message including information required for performing the transaction in respect of the recipient of the transaction, sending said second transaction message to a first mobile network billing centre for settling the transaction with respect to said first mobile network subscriber, and sending said third transaction message to a system receiving the transaction for settling the transaction with respect to said recipient.
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11. A system for performing a transaction from a first mobile network subscriber to a recipient of the transaction, the system comprising
first receiving means for receiving a first transaction message at a transaction server, processing means for processing said transaction message, first message generating means, responsive to said processing means, for generating a second transaction message, which includes information required for performing the transaction in respect of the first subscriber, second message generating means, responsive to said processing means, for generating a third transaction message, which includes information required for performing the transaction in respect of the recipient of the transaction, first sending means, for sending the second transaction message to a mobile network billing centre for settling the transaction with respect to said first mobile network subscriber, second sending means, for sending the third transaction message to a system receiving transactions for settling the transaction with respect to said recipient.
Specification