METHOD FOR BIOMETRIC SECURITY USING A TRANSPONDER-READER

• US 20040257197A1
• Filed: 03/26/2004
• Published: 12/23/2004
• Est. Priority Date: 07/10/2001
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Bonalle, David S., Saunders, Peter D., Beenau, Blayn W., Gray, William J., Larkin, Carl, Fields, Seth W., Montgomery, Joshua L.
• Application Number:
  US10/708,824
• Publication Number:
  US 20040257197A1
• Time in Patent Office: Days
• US Class Current: 340/5.53
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 9/28 the pass enabling tracking or indicating presence
• CPC Class Codes: G07C 9/29 the pass containing active electronic elements, e.g. smartcards
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 2209/805 Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861

Abstract

The present invention discloses a method for facilitating biometric security in a transponder-reader system. The method includes detecting biometrics using a biometric sensor in order to obtain a biometric sample. In one embodiment, the biometric sensor communicates with the transponder-system and is configured with a transponder. In another embodiment, the biometric sensor communicates with the transponder-system and is configured with a reader. The invention also discloses methods for verifying a biometric sample and for authorizing a transaction.

Claims

1. A method for facilitating biometric security in a transponder-reader transaction system comprising:

detecting a proffered biometric at a sensor communicating with said system to obtain a proffered biometric sample;

verifying the proffered biometric sample; and

authorizing a transaction upon verification of the proffered biometric sample.

2. The method of claim 1, wherein said step of detecting further includes detecting a proffered biometric at a sensor configured to communicate with said system via at least one of a transponder, reader, and network.

3. The method of claim 1, wherein said step of detecting includes at least one of:

detecting, storing, and processing a proffered biometric sample.

4. The method of claim 1, wherein said step of detecting further includes receiving a finite number of proffered biometric samples during a transaction.

5. The method of claim 1, wherein said step of detecting includes logging each proffered biometric sample.

6. The method of claim 1, wherein said step of detecting further includes at least one of detection, processing and storing at least one second proffered biometric sample.

7. The method of claim 1, wherein said step of verifying includes comparing a proffered biometric sample with a stored biometric sample.

8. The method of claim 7, wherein comparing a proffered biometric sample with a stored biometric sample includes comparing a proffered biometric sample with at least one of a biometric sample of a criminal, a terrorist, and a transponder user.

9. The method of claim 1, wherein said step of verifying includes verifying a proffered biometric sample using information contained on at least one of a local database, a remote database, and a third-party controlled database.

10. The method of claim 1, wherein said step of verifying includes verifying a proffered biometric scan sample using one of a protocol/sequence controller and a third-party security vendor.