System and method for preventing identity fraud
First Claim
Patent Images
1. A method for verifying an individual'"'"'s identity, the method comprising the steps of:
- a. receiving at least one biometric identifier from an individual;
b. comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. associating the at least one biometric identifier from the individual with an individual identity contained in a central database; and
, d. outputting information associated with the individual from the central database.
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Accused Products
Abstract
A system and method for verifying the identity of an individual for check cashing and other financial purposes is disclosed. A client, such as a bank or other financial institution, obtains a biometric identifier from a customer and can either try to match it in a local database or send it to a central database to be matched. Either database can be filtered according to a tag or location of the institution to speed up the matching process. The central database transmits information associated with the matched individual to determine whether or not to complete the transaction.
79 Citations
51 Claims
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1. A method for verifying an individual'"'"'s identity, the method comprising the steps of:
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a. receiving at least one biometric identifier from an individual;
b. comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. associating the at least one biometric identifier from the individual with an individual identity contained in a central database; and
,d. outputting information associated with the individual from the central database. - View Dependent Claims (2, 3, 4, 5)
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6. A method for verifying a customer'"'"'s identity, the method comprising the steps of:
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a. receiving at least one biometric identifier from an individual;
b. comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. associating the at least one biometric identifier from the individual with a customer identity contained in a local database;
d. transmitting the customer identity to a central database; and
,e. outputting information associated with the individual from the central database. - View Dependent Claims (7, 8, 9, 10, 11)
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12. A method for verifying a customer'"'"'s identity, the method comprising the steps of:
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a. transmitting at least one biometric identifier from a remote location to a central server;
b. comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. associating the at least one biometric identifier from the remote location with a customer identity contained in a central database; and
,d. outputting information associated with the individual from the central database. - View Dependent Claims (13, 14, 15, 16, 17)
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18. A system for verifying a customer'"'"'s identity, the system comprising:
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a. a first component for receiving at least one biometric identifier from an individual;
b. a second component for comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. a third component for associating the at least one biometric identifier from the individual with a customer identity contained in a central database; and
,d. a fourth component for outputting information associated with the individual from the central database. - View Dependent Claims (19, 20, 21, 22)
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23. A system for verifying a customer'"'"'s identity, the system comprising:
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a. a first component for receiving at least one biometric identifier from an individual;
b. a second component for comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. a third component for associating the at least one biometric identifier from the individual with a customer identity contained in a local database;
d. a fourth component for transmitting the customer identity to a central database; and
,e. a fifth component for outputting information associated with the individual from the central database. - View Dependent Claims (24, 25, 26, 27, 28)
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29. A system for verifying a customer'"'"'s identity, the system comprising:
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a. a first component for transmitting at least one biometric identifier from a remote client to a central server;
b. a second component for comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. a third component for associating the at least one biometric identifier from the remote client with a customer identity contained in a central database; and
,d. a fourth component for outputting information associated with the individual from the central database. - View Dependent Claims (30, 31, 32, 33, 34)
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35. A computer program product for verifying a customer'"'"'s identity, the computer program product comprising:
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a. a first code segment for receiving at least one biometric identifier from an individual;
b. a second code segment for comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. a third code segment for associating the at least one biometric identifier from the individual with a customer identity contained in a central database; and
,d. a fourth code segment for outputting information associated with the individual from the central database. - View Dependent Claims (36, 37, 38, 39)
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40. A computer program product for verifying a customer'"'"'s identity, the computer program product comprising:
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a. a first code segment for receiving at least one biometric identifier from an individual;
b. a second code segment for comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. a third code segment for associating the at least one biometric identifier from the individual with a customer identity contained in a local database;
d. a fourth code segment for transmitting the customer identity to a central database; and
,e. a fifth code segment for outputting information associated with the individual from the central database. - View Dependent Claims (41, 42, 43, 44, 45)
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46. A computer program product for verifying a customer'"'"'s identity, the computer program product comprising:
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a. a first code segment for transmitting at least one biometric identifier from a remote location to a central server;
b. a second code segment for comparing the at least one biometric identifier to biometric identifiers contained in a database;
c. a third code segment for associating the at least one biometric identifier from the remote location with a customer identity contained in a central database; and
,d. a fourth code segment for outputting information associated with the individual from the central database. - View Dependent Claims (47, 48, 49, 50, 51)
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Specification