Real estate related and ancilliary services provided through a single point of sale

• US 20050010423A1
• Filed: 05/23/2003
• Published: 01/13/2005
• Est. Priority Date: 05/24/2002
• Status: Abandoned Application

• Current Assignee: Purchase Smart Incorporated
• Original Assignee: Purchase Smart Incorporated
• Inventors: Bagbey, John, Bagbey, Dan
• Application Number:
  US10/444,618
• Publication Number:
  US 20050010423A1
• Time in Patent Office: Days
• US Class Current: 705/313
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 50/16 Real estate

Abstract

A system for providing a single point of sale for transactions involving at least one of transfer of real estate, maintenance of real estate, improvement of real estate, and selection of an ancillary service, the system comprising a user interface device to allow a user to input and retrieve information specific to at least one of the transfer of real estate, the maintenance of real estate, the improvement of real estate, and the selection of the ancillary service, a database wherein information specific to at least one of the transfer of real estate, the maintenance of real estate, the improvement of real estate, and the ancillary service resides and financial information specific to the user, and real estate data specific to real estate also resides, wherein the user can use the user interface device to at least one of sell real estate, purchase real estate, secure a line of credit, use the line of credit to maintain the real estate, use the line of credit to improve the real estate, and use the line of credit to purchase the ancillary service, and wherein a user is able to obtain information about a service provider without providing user specific information.

Claims

1. A system for providing a single point of sale for transactions involving at least one of transfer of real estate, maintenance of real estate, improvement of real estate, and selection of an ancillary service, said system comprising:

(a) a user interface device to allow a user to input and retrieve information specific to at least one of said transfer of real estate, said maintenance of real estate, said improvement of real estate, and said selection of said ancillary service;

(b) a database wherein information specific to at least one of said transfer of real estate, said maintenance of real estate, said improvement of real estate, and said ancillary service resides and financial information specific to said user, and real estate data specific to real estate also resides;

(c) wherein said user can use said user interface device to at least one of sell real estate, purchase real estate, secure a line of credit, use said line of credit to maintain said real estate, use said line of credit to improve said real estate, and use said line of credit to purchase said ancillary service; and

(d) wherein a user is able to obtain information about a service provider without providing user specific information.

2. The system of claim 1 wherein said information about a service provider comprises information to contact said service provider.

3. The system of claim 1 further comprising a communications network that connects said user interface device to said database.

4. The system of claim 3 wherein said communications network is a secured network.

5. The system of claim 1 further comprising a plurality of user interface devices located at a plurality of locations.

6. The system of claim 1 wherein said user interface device further comprises a display device, a data entry device, and a data providing device.

7. The system of claim 6 wherein said data entry device and said display device are a touch screen monitor device.

8. The system of claim 6 wherein said data entry device is a scanner.

9. The system of claim 6 wherein said data providing device is a printer.

10. The system of claim 1 wherein said system is used to determine whether to hire a service provider to perform at least one of said maintenance of real estate and said improvement of real estate and whether to a user undertakes at least one of said maintenance of real estate and said improvement of real estate.

11. The system of claim 1 wherein said system is used to secure a line of credit using said real estate as collateral.

12. The system of claim 11 wherein said line of credit is used to fund at least one of hiring a service provider, purchasing supplies, and paying a bill.

13. The system of claim 11 wherein said line of credit is used to pay bills that recur over a predetermined time period.

14. The system of claim 1 wherein said transfer of real estate further comprises excluding a real estate sales commission from said transfer.

15. The system of claim 1 wherein a list of providers specific to said ancillary service is provided through said user interface device immediately after said list of providers is requested.

16. The system of claim 1 wherein said user interface device is used to order supplies for at least one of said maintenance of real estate, said improvement of real estate, and said ancillary service.

17. The system of claim 16 wherein said supplies purchases with a line of credit.

18. A method for providing a single point of sale for a transaction associated with at least one of a transfer of real estate, maintenance of real estate, improvement of real estate, and selection of an ancillary service, said method comprising:

(a) providing a user interface device to allow a user to input and retrieve information responsive to at least one of said transfer of real estate, said maintenance of real estate, said improvement of real estate, and said selection of said ancillary service;

(b) providing a database wherein information specific to at least one of said transfer of real estate, said maintenance of real estate, said improvement of real estate, and said selection of said ancillary service resides in said database along with financial information specific to said user and real estate data specific to said real estate;

(c) entering information into said database;

(d) retrieving said information from said database immediately upon request; and

(e) allowing a user to instantly retrieve information about a service provider without having to first provide user specific information.

19. The method of claim 18 wherein said user specific information comprises contact information.

20. The method of claim 18 further comprising providing a secure communications network connecting said user interface device with said database.

21. The method of claim 18 wherein entering said information further comprises entering information to secure a line of credit to use for at least one of said maintenance of real estate, said improvement of real estate, and said selection of said ancillary service.

22. The method of claim 18 further comprising selecting a service provider to provide at least one of said maintenance of real estate, said improvement of real estate, and said ancillary service.

23. The method of claim 22 wherein selecting a service provider further comprises displaying a list of service providers immediately after entering a request for said list of service providers.

24. The method of claim 18 further comprising ordering supplies for use with at least one of said maintenance of real estate, said improvement of real estate, and said ancillary service.

25. The method of claim 18 further comprising determining whether to select a service provider to provide at least one of said maintenance of real estate, said improvement of real estate and whether a user should perform at least one of said maintenance of real estate and said improvement of real estate.

26. The method of claim 18 further comprising transferring said real estate wherein a real estate sales commission is not included.

27. A method for providing a single point of sale for a transaction for at least one of real estate related services and ancillary services, said method comprising:

(a) accessing at least one of real estate information, maintenance service provider information, home improvement provider information, and ancillary service provider information from a database;

(b) displaying a list of providers for at least one of said transfer of real estate, said maintenance of real estate, said improvement of real estate, and said selection of ancillary service;

(c) entering information to establish a line of credit;

(d) selecting at least one of said maintenance service provider information, home improvement provider information, and ancillary service provider information wherein contact information is instantly provided without a user having to provide contact information; and

(e) paying for at least one of said maintenance service provider, said supplies, said home improvement provider, and said ancillary service provider with said line of credit.

28. The method of claim 27 further comprising incurring no real estate sales commission during said transfer of real estate.

29. The method of claim 27 further comprising entering information about said real estate.