Check processing apparatus, POS system and method for processing checks when processing transactions using a POS terminal computer
First Claim
1. A check processing apparatus comprising:
- a scanning device for imaging personal identification information of a person presenting a check;
a magnetic reader for reading check-specific information preprinted in magnetic ink to the check and identifying the check;
evaluation means for evaluating check-specific information on said check in accordance with predefined evaluation standards; and
a scanning determination means for determining whether to activate said scanning device to capture an image of said personal identification based on the evaluation result of said evaluation means.
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Accused Products
Abstract
A check processing apparatus, system and method for effectively and efficiently preventing illegal check use when processing sales transactions based on product information entered by an operator in a POS terminal computer including a scanning device for capturing an image of personal identification of the presenter of the check. The check processing apparatus includes means for reading check-specific information preprinted in magnetic ink on the check C and identifying the check; and a controller for evaluating the check-specific information. The scanning device is activated based upon the result of this evaluation. The scanning device may comprise a photo-ID scanner for capturing the image of identification.
106 Citations
20 Claims
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1. A check processing apparatus comprising:
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a scanning device for imaging personal identification information of a person presenting a check;
a magnetic reader for reading check-specific information preprinted in magnetic ink to the check and identifying the check;
evaluation means for evaluating check-specific information on said check in accordance with predefined evaluation standards; and
a scanning determination means for determining whether to activate said scanning device to capture an image of said personal identification based on the evaluation result of said evaluation means. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A check processing apparatus comprising:
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a scanning device for imaging personal identification presented by a person using a check;
a transaction information acquisition means for acquiring transaction amount information;
a reference amount setting means for setting a reference amount for evaluating the transaction amount;
a transaction amount evaluation means for determining if the transaction amount exceeds the set reference amount; and
scanning means for activating said scanning device to capture an image of the personal identification when the transaction amount evaluation means determines that the transaction amount exceeds the set reference amount.
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14. A POS system including a check processing apparatus for processing checks when presented for purchase of product relating to product transactions based on product information entered by an operator into a POS terminal computer connected to the check processing apparatus comprising:
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a check reading means for reading check-specific information preprinted in magnetic ink to the check and identifying the check;
an evaluation condition setting means for setting evaluation conditions for evaluating the check-specific information;
evaluation means for evaluating whether the check-specific information satisfies the evaluation conditions; and
a scanning means for capturing an image of personal identification information of the person presenting the check when the specific information evaluation means determines that the evaluation conditions are satisfied. - View Dependent Claims (15, 16, 17, 18)
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19. A method for processing checks when processing transactions relative to product information using a POS terminal computer and a check processing apparatus including a scanning device for scanning an image of the presenter of each check comprising the steps of:
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(a) establishing a set of evaluation conditions for evaluating each check presented in payment of product processed by the POS terminal computer (b) capturing an image of personal identification of the person presenting the check when the set of evaluation conditions are satisfied - View Dependent Claims (20)
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Specification