Systems and methods for facilitating transactions
First Claim
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1. A system for enabling biometrically secure transactions, comprising:
- memory that stores secure personality data; and
an interface that controls access to said secure personality data based on a biometric, wherein said secure personality data includes'"'"' a biometric identifier and user transaction service data associated with a user, and said interface grants access to said user transaction service data when the user begins a transaction and a biometric presented by the user matches said biometric identifier.
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Abstract
The present invention provides systems and methods for enabling transactions in architecture that provides the users (both merchants and consumers) with simplicity, convenience and security. The systems introduces the new concept of a personality, which is a data set about an individual that can be securely brought close to a transaction to assist in facilitating the transaction. An interface secures the access to the personality based on a biometric presented by a user in a transaction. In one embodiment, architecture is provided for supporting biometrically secure transactions over networks.
108 Citations
21 Claims
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1. A system for enabling biometrically secure transactions, comprising:
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memory that stores secure personality data; and
an interface that controls access to said secure personality data based on a biometric, wherein said secure personality data includes'"'"' a biometric identifier and user transaction service data associated with a user, and said interface grants access to said user transaction service data when the user begins a transaction and a biometric presented by the user matches said biometric identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 13)
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12. The system of claim 12, wherein the link comprises a wireless link.
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14. An architecture for supporting biometrically secure transactions over a network, comprising:
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transaction devices that interface with users in transactions;
a biometric interface coupled to said transaction devices;
a transaction service provider that manages a transaction service allowing users to carry out transactions at transaction devices;
an identity service provider that authenticates users identities at said transaction device;
wherein said identity service provider and said transaction service provider are each coupled to said biometric interface; and
memory that stores secure personality data including biometric identifiers and user transaction data associated with users. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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21. A system for enabling biometrically secure transactions, comprising:
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memory that stores secure personality data; and
an interface that controls access to said secure personality data based on a biometric.
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Specification