System and method for manufacturing a punch-out RFID transaction device

• US 20050023359A1
• Filed: 12/24/2003
• Published: 02/03/2005
• Est. Priority Date: 07/10/2001
• Status: Active Grant

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Saunders, Peter D.
• Granted Patent: US 7,827,106 B2
• Time in Patent Office: Days
• US Class Current: 235/492
• CPC Class Codes: G06K 19/02 characterised by the selection of materials, e.g. to avoid wear during transport through the machine
• CPC Class Codes: G06K 19/0723 the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
• CPC Class Codes: G06K 19/077 Constructional details, e.g. mounting of circuits in the carrier
• CPC Class Codes: G06K 19/08 using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
• CPC Class Codes: G06K 19/16 the marking being a hologram or diffraction grating
• CPC Class Codes: G06K 7/0008 General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: Y10T 83/04 Processes
• CPC Class Codes: Y10T 83/141 With means to monitor and control operation [e.g., self-regulating means]

Abstract

The present invention relates to a process for producing an irregularly shaped Radio Frequency operable transaction device using conventional International Standards Organization dimensions for conventional transaction cards. The invention provides for normal manufacture of a plurality of transaction cards joined together in a single sheet. The outline of a RFID transaction device is impressed in a center portion of one of the transaction cards. A RFID transaction device may then be removed, or punched out of the transaction card in accordance with the transaction device outline.

Claims

1. A method for providing a Radio Frequency Identification (RFID) transaction device, comprising:

a. a preparing a sheet of a plurality of RFID transaction cards, wherein each transaction card is distinguished from each other transaction card by transaction card alignment marks, the transaction card alignment marks defining the individual outside perimeter for each transaction card;

b. impressing a plurality of distinct RFID transaction device outlines into the sheet, wherein each transaction device outline is impressed so as to lie substantially completely within a transaction card outside perimeter, said impressing of the transaction device outlines being done with sufficient pressure as to form a removable RFID transaction device within the transaction card outside perimeter, the transaction device being operable to send radio frequency (RF) transmission;

c. punching out at least one of the plurality of transaction cards in accordance with the transaction card alignment marks; and

d. removing at least one RFID transaction device from within at least one of the plurality of the transaction cards.

2. A method according to claim 1, where the punching out of the transaction card and the removing of the RFID transaction device is done simultaneously.

3. A method according to claim 1 wherein punching out of the transaction card is done by a card manufacturer and the removing of a RFID transaction device is done by a transaction device user.

4. A method for providing a Radio Frequency Identification (RFID) transaction device, comprising:

a. providing a transaction card, including a RFID circuitry;

b. impressing a transaction device outline on transaction card, the impressing of the transaction device outline being done circumspect the RFID circuitry; and

c. removing a RFID transaction device from said transaction card in accordance with the transaction device outline.

5. A Radio Frequency Identification (RFID) transaction system comprising:

a. RFID operable transaction card;

b. a RFID operable transaction device supported within the body of the RFID operable transaction card, the transaction device removable from the transaction card for independent operation.

6. A RFID transaction system according to claim 5, wherein said RFID operable transaction device is removed from said RFID operable transaction card through machine punching.

7. A system according to claim 5, wherein said RFID operable transaction card and said RFID operable transaction device share RFID circuitry.

8. A system according to claim 5 wherein said RFID circuitry is in communication with a transactions account issuer for completion of a transaction.

9. A system according to claim 5, wherein said RFID operable transaction device includes a magnetic stripe for conducting transactions in a contact environment.

10. A system according to claim 5, wherein said RFID transaction device is removed from said RFID transaction card in accordance with an RFID transaction device outline, the resulting removed RFID transaction device operable for completing a RFID transaction.