Methods and systems for performing a sales transaction using a mobile communications device
First Claim
1. A system for performing a sales transaction using a mobile communications device, the system comprising:
- (a) a point of sale device for totaling a purchase price for goods or services being purchased in a sales transaction and for communicating the purchase price and an identifier to a mobile communications subscriber;
(b) a local transaction server operatively associated with the point of sale device for storing the identifier and the purchase price for the transaction; and
(c) a central transaction server for receiving a voice call from the mobile communications subscriber, for obtaining the purchase price, the identifier, and payment account information from the subscriber without using text messaging or paging services, and for verifying the transaction using the purchase price, the identifier and the payment account information received from the mobile communications subscriber and the identifier and the purchase price stored by the local transaction server.
4 Assignments
0 Petitions
Accused Products
Abstract
Methods and systems for performing sales transactions using a mobile communications device and without requiring text messaging or paging services are disclosed. In one example, a subscriber desiring to purchase goods or services proceeds to a point of sale device where the purchase price for the goods or services is totaled. The subscriber then initiates a voice call with a central transaction server. The subscriber provides a point of sale device identifier and the purchase price to the central transaction server. The central transaction server contacts a local transaction server using the identifier provided by the subscriber. The central transaction server also prompts the subscriber to select the payment account for the transaction and verifies that the subscriber has sufficient credit to purchase the goods or services. The central transaction server locates a pending transaction entry in a database local to the point of sale using the device identifier provided by the subscriber. Upon locating the pending transaction entry and verifying that the subscriber has sufficient credit, the central transaction server notifies the subscriber and the point of sale device that the transaction is complete.
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Citations
30 Claims
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1. A system for performing a sales transaction using a mobile communications device, the system comprising:
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(a) a point of sale device for totaling a purchase price for goods or services being purchased in a sales transaction and for communicating the purchase price and an identifier to a mobile communications subscriber;
(b) a local transaction server operatively associated with the point of sale device for storing the identifier and the purchase price for the transaction; and
(c) a central transaction server for receiving a voice call from the mobile communications subscriber, for obtaining the purchase price, the identifier, and payment account information from the subscriber without using text messaging or paging services, and for verifying the transaction using the purchase price, the identifier and the payment account information received from the mobile communications subscriber and the identifier and the purchase price stored by the local transaction server. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A method for performing a sales transaction using a mobile communications device, the method comprising:
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(a) totaling a purchase price for goods or services being purchased by a mobile subscriber in a sales transaction;
(b) communicating the purchase price and an identifier to the mobile subscriber;
(c) storing the identifier and the purchase price locally to the sales transaction;
(d) at a central transaction server, receiving a voice telephone call from the mobile subscriber and obtaining, without using text messaging or paging service, the identifier and payment information from the mobile subscriber;
(e) comparing the identifier received from the subscriber with identifiers stored locally to the sales transaction; and
(f) in response locating an identifier that matches the identifier obtained from the mobile subscriber, completing the sales transaction. - View Dependent Claims (21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. A method for completing a sales transaction using a mobile communications device, the method comprising:
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(a) initiating a voice call from a mobile communications device to an interactive voice response (IVR) interface associated with a central transaction server;
(b) communicating information relating to a pending sales transaction from the mobile communications device to the central transaction server using the voice call and the IVR interface; and
(c) at the central transaction server, using the information to contact a transaction terminal local to the mobile communications device and complete the sales transaction.
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Specification