Prepayment wristband and computer debit system
First Claim
1. An article capable of being attached to a user the article having thereon an identification associated with an account, the identification readable by at least one of human or machine means, the article identification being used to enable the user to acquire goods or services in transactions.
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Accused Products
Abstract
A financial transaction system that does not require the need for cash, checks or credit cards to carry out financial transactions. In return for prepayment of specified sum, a bar coded wristband is issued to a customer. On issuance of the wristband, a data base record is created that is cross-referenced with the bar code number, as well as an account number, an issue date and a present balance of the account. When the user wishes to purchase goods or services, the bar code of the wristband is scanned, and the amount of the transaction is then placed into the system. The corresponding account is debited. The wristband is constructed so as to be waterproof, and includes an adhesive strip with small tear strips for fastening around the user'"'"'s wrist. An attempted removal of the wristband is effective to substantially destroy it and render it unusable to other persons.
30 Citations
20 Claims
- 1. An article capable of being attached to a user the article having thereon an identification associated with an account, the identification readable by at least one of human or machine means, the article identification being used to enable the user to acquire goods or services in transactions.
- 15. An article capable of being removably attached to a user having at least one identification thereon, the identification used to associate the user with an account in a computerized database, the account used to enable the user to acquire goods or services in transactions processed through the computerized database.
- 19. A wristband having adhesive means on at least a portion thereof to enable the wristband to be secured to a user, the wristband having printed indicia thereon, the printed indicia representing an identification of an account in a computerized database, the account having associated therewith one or more of a credit card number or a monetary amount, the account being decremented whenever the user acquires goods or services using the identification on the wristband.
Specification