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Public network privacy protection tool and method

  • US 20050044014A1
  • Filed: 12/22/2002
  • Published: 02/24/2005
  • Est. Priority Date: 12/20/2001
  • Status: Abandoned Application
First Claim
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1. A secure electronic commerce protocol for use between on the one hand a seller offering to sell at least one item and on the other hand a buyer interested in accepting the offer and thereby buying at least one item offered for sale by the seller, and the protocol includes the steps of:

  • using at least one electronic data-communications media;

    a) on the seller'"'"'s side, publishing for a buyer an offer having therein i) a transaction reference identifier linking a price schedule to the at least one item, and ii) a seller'"'"'s deposit account address;

    b) on the buyer'"'"'s side, sending to a fiduciary an acceptance-of-the-offer authorization having therein i) a funds-transfer authorization according to the price schedule, ii) the transaction reference identifier and iii) the seller'"'"'s deposit account address; and

    c) on the fiduciary'"'"'s side, receiving the authorization, and completing the buyer'"'"'s acceptance-of-the-offer by sending to the seller'"'"'s deposit account address i) the funds according to the transfer authorization, and ii) the transaction reference identifier.

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