Method for secure transaction of payments via a data network
First Claim
1. A method for secure transaction of payments via a data network, comprising:
- inputting a desire for payment by a purchaser on a device connected to the data network;
transmitting the desire for payment from the device to a server computer of a seller via the data network;
transmitting an encrypted communication acknowledging the desire for payment from the seller to the device via the data network;
querying for a password and inputting the password by the purchaser to a checking device connected to the device;
unlocking the checking device given a correctly input password or aborting the payment event given an incorrectly input password;
displaying information regarding the communication on the checking device;
authorizing the communication by the user or aborting the payment event;
transmitting a transaction authorization to the seller via the device; and
submitting the transaction authorization by the seller to a business handling payment.
1 Assignment
0 Petitions
Accused Products
Abstract
A method and appertaining device provides for secure transaction of payments via a data network, comprising inputting the desire for payment by a purchaser on a device connected to the data network; transmitting the desire for payment from the device to a server computer of a seller via the data network; transmitting an encrypted communication acknowledging the desire for payment from the seller to the device via the data network; a query and input of a password by the user to a checking device connected to the device; unlocking the checking device given a correctly input password or abort of the payment event given an incorrectly input password; displaying the communication on the checking device; authorizing communication by the user or abort of the payment event; transmitting a transaction authorization to the seller via the device; and submitting the transaction authorization by the seller to a business handling the payment.
-
Citations
24 Claims
-
1. A method for secure transaction of payments via a data network, comprising:
-
inputting a desire for payment by a purchaser on a device connected to the data network;
transmitting the desire for payment from the device to a server computer of a seller via the data network;
transmitting an encrypted communication acknowledging the desire for payment from the seller to the device via the data network;
querying for a password and inputting the password by the purchaser to a checking device connected to the device;
unlocking the checking device given a correctly input password or aborting the payment event given an incorrectly input password;
displaying information regarding the communication on the checking device;
authorizing the communication by the user or aborting the payment event;
transmitting a transaction authorization to the seller via the device; and
submitting the transaction authorization by the seller to a business handling payment. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
-
-
16. A checking device for secure transaction of payments via a data network configured to be connected to a device that can be connected with the data network, comprising:
-
a transmitter and receiver configured to communicate between a buyer and a seller; and
an approval mechanism configured for approving a communication sent by the seller and designating a selling price and the payment receiver on the checking device in order to initiate a payment. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24)
-
Specification