Payment system, payment apparatus, and payment program storage medium

• US 20050060260A1
• Filed: 10/26/2004
• Published: 03/17/2005
• Est. Priority Date: 07/19/2002
• Status: Abandoned Application

• Current Assignee: Fujitsu Limited
• Original Assignee: Fujitsu Limited
• Inventors: Masuda, Takahiro, Togawa, Yoshifusa
• Application Number:
  US10/972,694
• Publication Number:
  US 20050060260A1
• Time in Patent Office: Days
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

A payment system realizes payment with high flexibility, and includes: a transaction designation section designating a transaction to be settled depending on an operation; a payment way designation section capable of designating a plurality of payment way for each transaction, which designates payment way for making payment for a transaction depending on an operation; and a payment share section allowing a plurality of payment way designated by the payment way designation section to share payment for a transaction designated by the transaction designation section.

Claims

1. A payment system, comprising:

a transaction designation section which designates a transaction to be settled depending on an operation;

a payment way designation section which designates payment way for making payment for a transaction depending on an operation and which is capable of designating a plurality of payment way for each transaction; and

a payment share section which allows a plurality of payment way designated by the payment way designation section to share payment for a transaction designated by the transaction designation section.

2. The payment system according to claim 1, wherein the payment share section allows the plurality of payment way to share the payment based on setting in which at least one of an amount or a rate is set in each of the plurality of payment way.

3. The payment system according to claim 1, further comprising a rule storage section which stores a rule for dividing a payment into a plurality of payment way, wherein the payment share section divides a payment according to the rule stored in the rule storage section, and the divided payment is shared among the plurality of payment way.

4. The payment system according to claim 3, wherein the rule storage section stores the plurality of rules, and

wherein the payment share section is assigned one of the rules stored in the rule storage section, shares the payment according to the designated rule, and allows a plurality of payment way to share the assigned payment.

5. The payment system according to claim 1, further comprising a simulation section which simulates a payment result of a transaction for payment way designated by the payment way designation section.

6. The payment system according to claim 5, wherein the simulation section assigns a priority to the plurality of payment way based on the payment result obtained from the simulation.

7. A payment apparatus, comprising:

a transaction designation reception section which receives designation of a transaction over a communications network;

a payment way designation reception section which receives designation of payment way for making payment for a transaction over a communications network and which is capable of receiving designation of a plurality of payment way for one transaction; and

a payment share section which allows a plurality of payment way whose designation is received by the payment way designation reception section to share the payment of the transaction whose designation is received by the transaction designation reception section.

8. The payment apparatus according to claim 7, wherein the payment share section allows the plurality of payment way to share the payment based on setting in which at least one of an amount and a rate is set in each of the plurality of payment way.

9. The payment apparatus according to claim 7, further comprising a rule storage section which stores a rule for dividing a payment into a plurality of payment way, wherein the payment share section divides a payment according to the rule stored in the rule storage section, and the divided payment is shared among the plurality of payment way.

10. The payment apparatus according to claim 9, wherein the rule storage section stores a plurality of rules, and

wherein the payment share section is assigned one of the rules stored in the rule storage section, shares the payment according to the designated rule, and allows a plurality of payment way to share the assigned payment.

11. The payment apparatus according to claim 7, further comprising a simulation section which simulates a payment result of a transaction for payment way designated by the payment way designation section.

12. The payment apparatus according to claim 11, wherein the simulation section assigns a priority to the plurality of payment way based on the payment result obtained from the simulation.

13. (cancelled)

14. A payment program storage medium storing a payment program, comprising:

a transaction designation reception section which receives designation of a transaction over a communications network;

a payment way designation reception section which receives designation of payment way for making payment for a transaction over a communications network and which is capable of receiving designation of a plurality of payment way for one transaction; and

a payment share section which allows a plurality of payment way whose designation is received by the payment way designation reception section to share the payment of the transaction whose designation is received by the transaction designation reception section.