Method and system for managing dynamic terms and conditions and user interaction
First Claim
Patent Images
1. A method for generating a terms and conditions (T&
- C) statement for a transaction, the method comprising;
using a portable device to conduct the transaction, the portable device having portable device information;
determining if a terms and conditions statement is needed for the transaction based on the portable device information;
dynamically generating the terms and conditions statement for the transaction; and
outputting the generated terms and conditions statement.
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Abstract
A method for generating a terms and conditions (T&C) statement for a transaction is disclosed. The method includes: using a portable device to conduct the transaction, the portable device having portable device information; determining if a terms and conditions statement is needed for the transaction based on the portable device information; dynamically generating the terms and conditions statement for the transaction; and outputting the generated terms and conditions statement.
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Citations
62 Claims
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1. A method for generating a terms and conditions (T&
- C) statement for a transaction, the method comprising;
using a portable device to conduct the transaction, the portable device having portable device information;
determining if a terms and conditions statement is needed for the transaction based on the portable device information;
dynamically generating the terms and conditions statement for the transaction; and
outputting the generated terms and conditions statement. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
- C) statement for a transaction, the method comprising;
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9. A method for generating terms and conditions (T&
- C) statements, the method comprising;
obtaining parameters for a loyalty program;
determining T&
C information for the loyalty program from the parameters;
sending the T&
C information to a distribution channel, wherein the T&
C information enables the distribution channel to dynamically generate T&
C statements for one or more portable devices for corresponding loyalty transactions. - View Dependent Claims (10, 11, 12, 13)
- C) statements, the method comprising;
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14. A device for using managing terms and conditions (T&
- C) statements for use in connection with loyalty transactions, the device comprising;
an information determiner configured to determine information specific to a loyalty transaction;
logic to dynamically generate a T&
C statement based on the determined information for the loyalty transaction; and
an output to output the generated T&
C statement. - View Dependent Claims (15, 16, 17, 18, 19, 20, 21, 22, 23)
- C) statements for use in connection with loyalty transactions, the device comprising;
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24. A device for managing terms and conditions (T&
- C) statements, the device comprising;
a plurality of T&
C files and a plurality of parameter files useable to generate T&
C statements;
control logic configured to select a T&
C file from the plurality of T&
C files and a parameter file from the plurality of parameter files for a loyalty transaction; and
control logic configured to dynamically generate a T&
C statement for the transaction using the selected T&
C file and the selected parameter file. - View Dependent Claims (25, 26, 27)
- C) statements, the device comprising;
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28. A method for generating terms and conditions (T&
- C) statements for a plurality of portable devices, the method comprising;
determining if a T&
C statement is needed for a loyalty transaction;
if the T&
C statement is needed, determining information specific to the loyalty transaction;
generating the T&
C statement dynamically using the information specific to the loyalty transaction; and
outputting the generated T&
C statement. - View Dependent Claims (29, 30, 31, 32, 33, 34)
- C) statements for a plurality of portable devices, the method comprising;
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35. A system for managing terms and conditions (T&
- C) statements, the system comprising;
one or more portable devices;
a plurality of distribution channels, each distribution channel comprising;
an information determiner configured to interact with a portable device to determine information specific to a loyalty transaction;
logic to generate a T&
C statement for the loyalty transaction based on the determined information; and
an output to output the generated T&
C statement. - View Dependent Claims (36, 37, 38)
- C) statements, the system comprising;
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39. A method for processing loyalty transactions for a plurality of loyalty programs, the method comprising:
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using a portable device to conduct a transaction;
determining a loyalty program applicable for the transaction;
determining portable device information specific to the portable device;
determining terms and conditions (T&
C) information related to the loyalty program and useable for generating a T&
C statement for the transaction;
generating the T&
C statement using the T&
C information;
outputting the generated T&
C statement;
receiving an indication indicating whether the T&
C statement was accepted or rejected by a user of the portable device; and
processing the transaction based on acceptance or rejection by the user. - View Dependent Claims (40, 41, 42, 43, 44, 45)
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46. A system for managing terms and conditions (T&
- C) statements, comprising;
a plurality of distribution channels each configured to store one or more parameter files and one or more T&
C files; and
a plurality of portable devices each configured to interact with at least one of the plurality of distribution channels;
wherein a portable device interacts with a distribution channel in order to conduct a transaction;
wherein the distribution channel determines whether a T&
C statement is to be generated for the transaction; and
wherein if the T&
C statement is to be generated, the distribution channel selects a parameter file from the one or more stored parameter files and a T&
C file from the one or more stored T&
C files and generates the T&
C statement using the selected parameter file and the selected T&
C file. - View Dependent Claims (47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62)
- C) statements, comprising;
Specification