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Location-based transaction authentication of wireless terminal

  • US 20050071671A1
  • Filed: 11/19/2004
  • Published: 03/31/2005
  • Est. Priority Date: 09/12/2002
  • Status: Active Grant
First Claim
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1. A method for operating a wireless terminal to service a transaction, the method comprising:

  • receiving a transaction request from a user;

    accessing a servicing network;

    sending a transaction initiation request to the servicing network;

    receiving an authentication challenge from the servicing network, the authentication challenge requesting location information from the wireless terminal;

    the wireless terminal accessing a Global Positioning System (GPS) receiver of the wireless terminal to determine a current location of the wireless terminal;

    preparing an authentication response based upon the current location of the wireless terminal;

    transmitting the authentication response to the servicing network;

    when the authentication response is accepted, servicing the transaction between the user and the servicing network to complete the transaction; and

    when the authentication request is rejected, notifying the user.

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