Systems and methods for participant controlled communications regarding financial accounts
First Claim
Patent Images
1. A system for implementing consumer based communication rules in relation to a financial account, the system comprising:
- a microprocessor based rule engine; and
a computer readable medium, wherein the computer readable medium includes instructions executable by the microprocessor based rule engine to;
receive a trigger, wherein the trigger indicates a correspondence associated with the financial account;
receive a communication rule from a participant associated with the financial account;
incorporate the communication rule into a communication rule set maintained on the computer readable medium;
access information associated with the financial account;
apply the communication rule set to the information associated with the financial account, wherein a content of the correspondence is based at least in part on the application of the communication rule set.
8 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods for directing communications related to financial accounts. Some embodiments include systems that access account information maintained in relation to an account group. One or more communication rules are received from a user, applied to the account information, and communications are formed based on the application of the communication rules. Various methods provide for receiving communication rules, and applying the communication rules to account information to provide one or more communication outputs.
-
Citations
20 Claims
-
1. A system for implementing consumer based communication rules in relation to a financial account, the system comprising:
-
a microprocessor based rule engine; and
a computer readable medium, wherein the computer readable medium includes instructions executable by the microprocessor based rule engine to;
receive a trigger, wherein the trigger indicates a correspondence associated with the financial account;
receive a communication rule from a participant associated with the financial account;
incorporate the communication rule into a communication rule set maintained on the computer readable medium;
access information associated with the financial account;
apply the communication rule set to the information associated with the financial account, wherein a content of the correspondence is based at least in part on the application of the communication rule set. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
-
-
11. A method for implementing consumer based communication rules in relation to a financial account, the method comprising:
-
receiving an indication of a financial account, wherein the indication identifies a participant associated with the financial account;
providing a communication rules interface to the participant over a communication network;
receiving a communication rule via the communication rules interface;
receive a trigger, wherein the trigger indicates a correspondence associated with the financial account;
accessing information associated with the financial account; and
applying the communication rule to the information associated with the financial account, wherein a content of the correspondence is based at least in part on the application of the communication rule. - View Dependent Claims (12, 13)
-
-
14. A method for implementing consumer based communication rules in relation to an account group, the method comprising:
-
receiving an indication of an account group, wherein the indication identifies a member of the account group, and wherein the account group includes at least a first financial account and a second financial account;
providing a communication rules interface to the member over a communication network;
receiving a communication rule via the communication rules interface;
accessing information associated with the account group; and
applying the communication rule to the information associated with the account group. - View Dependent Claims (15, 16, 17, 18, 19, 20)
-
Specification