Banking systems

• US 20050080725A1
• Filed: 08/09/2004
• Published: 04/14/2005
• Est. Priority Date: 08/07/2003
• Status: Abandoned Application

• Current Assignee: Elizabeth Jane Pick
• Original Assignee: Elizabeth Jane Pick
• Inventors: Pick, Elizabeth Jane
• Application Number:
  US10/914,685
• Publication Number:
  US 20050080725A1
• Time in Patent Office: Days
• US Class Current: 705/39
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

A method is provided for operating a bank account. In this, a deposit is received into the account and a preselected percentage of the deposit is transferred to a second account. Alternatively, a part of the deposited sum corresponding to a preselected percentage can be allocated to at least one fund within the account.

Claims

1. A method of operating a bank account comprising the steps of:

receiving a deposit; and

transferring a pre-selected percentage of the deposit to a second account.

2. A method according to claim 1 in which the pre-selected percentage is selected by the account holder.

3. A method according to claim 1 including the step of transferring pre-selected percentages to more than one other account.

4. A method of operating a bank account comprising the steps of:

receiving a deposit; and

allocating at least a part of the deposited sum to at least one fund within the account the part comprising a preselected percentage of the deposited sum.

5. A method according to claim 4 in which at least part of the deposited sum is allocated to two or more funds within the account in pre-selected percentages.

6. A method according to claim 4 in which the total sum deposited is allocated to funds within the account in pre-selected percentages.

7. A method according to claim 6 in which the percentages are pre-selected by the account holder.