Benefit management
First Claim
Patent Images
1. A system for benefits management, comprising:
- a server including an application interface and access to a data store having one or more client files, wherein a client file can include a definable set of business rules for managing and administering benefits and can include fund use rules for accessing and applying funds to claims from one or more accounts; and
a program operable on the server to apply the definable set of business rules in connection with processing a claim.
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Accused Products
Abstract
Methods, devices and systems are provided for benefit management. One system includes a server including an application interface and access to a data store having one or more client files. A client file can include a definable set of business rules for managing and administering benefits and can include fund use rules for accessing and applying funds to claims from one or more accounts. The system includes a program operable on the server to apply the definable set of business rules in connection with processing a claim.
123 Citations
34 Claims
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1. A system for benefits management, comprising:
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a server including an application interface and access to a data store having one or more client files, wherein a client file can include a definable set of business rules for managing and administering benefits and can include fund use rules for accessing and applying funds to claims from one or more accounts; and
a program operable on the server to apply the definable set of business rules in connection with processing a claim. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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13. A system for benefits management, comprising:
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a server including an application interface and access to a data store having one or more member files, wherein a member file includes a selectable set of business rules governing a member'"'"'s access to a number of accounts for handling post adjudicated health care claims; and
a program executable on the server to allow a sponsor to define the selectable set of business rules. - View Dependent Claims (14, 15)
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16. A method for providing benefits, comprising:
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selecting a health benefits plan having a set of business rules defined by a plan carrier; and
defining a number of plan sponsor rules to be applied in addition to the set of business rules defined by the plan carrier. - View Dependent Claims (17, 18)
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19. A computer readable medium including a program to perform a method, comprising:
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defining a number of plan sponsor rules to be applied secondary to the application of a set of business rules defined in a health insurance plan by a plan carrier; and
defining a number of member rules to be applied in conjunction with the number of plan sponsor rules. - View Dependent Claims (20, 21, 22, 23, 24, 25)
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26. A method for providing benefits, comprising:
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selecting a health benefit plan offered by a plan carrier; and
further defining rules in addition to rules defined for the health benefit plan by the plan carrier in order to manage fund allocation from a number of plan member benefit accounts, including a health reimbursement account, according to different categories of services. - View Dependent Claims (27, 28, 29, 30, 31, 32, 33, 34)
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Specification