Cash dispensing automated banking machine and method

• US 20050096994A1
• Filed: 11/02/2004
• Published: 05/05/2005
• Est. Priority Date: 11/27/1996
• Status: Abandoned Application

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Cichon, Bob A., Moales, Mark A., Covert, Mark S., Joyce, Shawn D., Moore, Phillip S., Swingler, Steven C., Lepper, Bradrick Q., Lemley, Robert J., Chen, Lilei, Califf, Michael E. Jr.
• Application Number:
  US10/980,209
• Publication Number:
  US 20050096994A1
• Time in Patent Office: Days
• US Class Current: 705/24
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/0855 involving a third party
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/209 Specified transaction journal output feature, e.g. printed receipt or voice output
• CPC Class Codes: G06Q 20/3678 e-cash details, e.g. blinded, divisible or detecting double spending
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/12 Accounting
• CPC Class Codes: G07F 19/20 : Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 : Accessories of ATMs
• CPC Class Codes: G07F 19/206 : Software aspects at ATMs
• CPC Class Codes: G07F 19/211 : Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/0236 : Filtering by address, protocol, port number or service, e.g. IP-address or URL
• CPC Class Codes: H04L 67/02 : based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 : specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 : involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/563 : Data redirection of data network streams
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user'"'"'s card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Claims

1. A method comprising:

a) operating at least one computer in an automated banking machine, wherein the automated banking machine is operative to carry out financial transactions responsive to operating the at least one computer and includes at least one input device adapted to receive identifying inputs usable to identify at least one of users and user financial accounts, and a cash dispenser adapted to dispense cash to users of the machine;

b) responsive to at least one first condition of the machine that occurs responsive to operation of the machine, operating the at least one computer in the machine to send at least one first message from the machine to at least one first computer remote from the machine, wherein the at least one first message comprises at least one markup language document, wherein the at least one markup language document includes data corresponding to the at least one first condition.

8. The method according to claim 1 wherein the automated banking machine communicates with at least one remote financial computer to authorize transactions, and wherein in (b) the at least one first computer includes a computer other than the at least one remote financial computer.

9. The method according to claim 8 wherein in (b) the at least one condition corresponds to a status of at least one device included in the machine.

10. The method according to claim 9 wherein in (b) the status corresponds to a fault of at least one device in the machine.

11. The method according to claim 9 wherein in (b) the status corresponds to a status associated with at least one supply of paper in the machine.

12. The method according to claim 9 wherein in (b) the status corresponds to a level of currency in the machine.

13. The method according to claim 1 and further comprising:

c) receiving at least one markup language document with the automated banking machine from the first computer;

d) operating the at least one computer in the machine responsive to the at least one markup language document received in (c) to cause the automated banking machine to carry out at least one diagnostic test of the machine.

14. The method according to claim 1 and further comprising:

c) receiving at least one markup language document with the automated banking machine;

d) operating the at least one computer in the banking machine responsive to the at least one markup language document received in (c) to cause the automated banking machine to modify operation of at least one device in the automated banking machine.

15. The method according to claim 1, wherein (b) includes operating the at least one computer in the automated banking machine to cause the banking machine to send at least one data object including device status data to the first computer.

16. An article of computer readable media bearing instructions which are operative to cause at least one computer in an automated banking machine to carry out the method recited in claim 1.

2-7. -7. (canceled)