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Electronic transaction verification system

  • US 20050097037A1
  • Filed: 11/22/2004
  • Published: 05/05/2005
  • Est. Priority Date: 06/19/1998
  • Status: Active Grant
First Claim
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1. An electronic transaction verification system for use at a location where a transaction token is presented for payment by an individual comprising:

  • a transaction information database for storing an account information for an authorized user;

    a biometric database for storing biometric information for the authorized user;

    a processor for receiving transaction information from the location where the transaction token is presented and determining if a biometric authentication is required to verify an identity of the individual;

    a reading device for reading and selectively transmitting transaction information to the processor for comparison with the stored account information for the authorized user; and

    a biometric data device for scanning and selectively transmitting biometric information for the individual to the processor for comparison with the stored biometric information for the authorized user to verify the identity of the individual presenting the transaction token.

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