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Methods for verifying cardholder authenticity and for creating billing address database

  • US 20050097049A1
  • Filed: 08/14/2002
  • Published: 05/05/2005
  • Est. Priority Date: 08/15/2001
  • Status: Abandoned Application
First Claim
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1. A method for authenticating the identity of a consumer as an authorized cardholder of a financial card account comprising the steps of:

  • issuing at least one card authorization request for said financial card account wherein the amount of each authorization request is randomly selected;

    receiving information from said consumer regarding each of said at least one authorization request; and

    verifying said consumer as said authenticated cardholder in response to receipt of correct information regarding said each of said at least one authorization request.

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