Method for updating personal financial information on a web site

• US 20050114336A1
• Filed: 04/08/2004
• Published: 05/26/2005
• Est. Priority Date: 12/14/1995
• Status: Active Grant

• Current Assignee: Christopher D. Coley, Ralph E. Wesinger Jr
• Original Assignee: Christopher D. Coley, Ralph E. Wesinger Jr
• Inventors: Coley, Christopher D., Wesinger, Ralph E. Jr.
• Granted Patent: US 7,127,464 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/958 Organisation or management of web site content, e.g. publishing, maintaining pages or automatic linking
• CPC Class Codes: G06Q 30/0623 Item investigation
• CPC Class Codes: Y10S 707/913 Multimedia
• CPC Class Codes: Y10S 707/99939 Privileged access
• CPC Class Codes: Y10S 707/99943 Generating database or data structure, e.g. via user interface
• CPC Class Codes: Y10S 707/99945 Object-oriented database structure processing

Abstract

Methods and apparatus are disclosed for updating personal financial information on a web site. Preferred methods include a web site configured for receiving a request from a user to update personal financial information on the web site, verifying the user'"'"'s identity, and allowing financial information to be updated if the user'"'"'s response contains a proper password.

Claims

1. A method for updating personal financial information on a web site comprising:

receiving a request from a user to update personal financial information on the web site;

retrieving a password corresponding to said user;

querying said user for said password;

receiving a user response to said query; and

allowing said financial information to be updated if said user response contains said password.

2. The method of claim 1, wherein said financial information comprises credit card information.

3. The method of claim 2, wherein said financial information comprises non-textual information.

4. The method of claim 2, wherein said credit card information is transferred in secure form.

5. The method of claim 4, wherein said financial information is processed in an automated online fashion.

6. The method of claim 5, wherein said financial information is processed in a secure fashion.

7. The method of claim 6, wherein said financial information is processed is automated online fashion on a per transaction basis.

8. An apparatus for updating personal financial information on a web site comprising:

means for receiving a request from a user to update personal financial information on the web site;

means for retrieving a password corresponding to said user;

means for querying said user for said password;

means for receiving a user response to said query; and

means for allowing said financial information to be updated if said user response contains said password.

9. The apparatus of claim 8, wherein said financial information comprises credit card information.

10. The apparatus of claim 9, wherein said financial information comprises non-textual information.

11. The apparatus of claim 9, wherein said credit card information is transferred in secure form.

12. The apparatus of claim 11, wherein said financial information is processed in an automated online fashion.

13. The apparatus of claim 12, wherein said financial information is processed in a secure fashion.

14. The apparatus of claim 13, wherein said financial information is processed is automated online fashion on a per transaction basis.

15. An apparatus for updating personal financial information on a web site comprising:

a web site configured to;

receive a request from a user to update personal financial information on the web site;

retrieve a password corresponding to said user;

query said user for said password;

receive a user response to said query; and

allow said financial information to be updated if said user response contains said password.

16. The apparatus of claim 15, wherein said financial information comprises credit card information.

17. The apparatus of claim 16, wherein said financial information comprises non-textual information.

18. The apparatus of claim 16, wherein said credit card information is transferred in secure form.

19. The apparatus of claim 18, wherein said financial information is processed in an automated online fashion.

20. The apparatus of claim 19, wherein said financial information is processed in a secure fashion.

21. The apparatus of claim 20, wherein said financial information is processed is automated online fashion on a per transaction basis.