METHOD AND SYSTEM FOR VASCULAR PATTERN RECOGNITION BIOMETRICS ON A FOB

• US 20050116810A1
• Filed: 03/26/2004
• Published: 06/02/2005
• Est. Priority Date: 07/10/2001
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Beenau, Blayn W., Bonalle, David S., Saunders, Peter D., Gray, William J., Larkin, Carl, Fields, Seth W., Montgomery, Joshua L.
• Application Number:
  US10/708,829
• Publication Number:
  US 20050116810A1
• Time in Patent Office: Days
• US Class Current: 340/5.520
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 9/28 the pass enabling tracking or indicating presence
• CPC Class Codes: G07C 9/29 the pass containing active electronic elements, e.g. smartcards
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 2209/805 Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861

Abstract

The present invention discloses a system and methods for biometric security using vascular pattern recognition biometrics in a transponder-reader system. The biometric security system also includes a vascular scan sensor that detects biometric samples and a device for verifying biometric samples. In one embodiment, the biometric security system includes a transponder configured with a vascular scan sensor. In another embodiment, the system includes a reader configured with a vascular scan sensor. In yet another embodiment, the present invention discloses methods for proffering and processing vascular scan samples to facilitate authorization of transactions.

Claims

1. A transponder-reader transaction system configured with a biometric security system, said system comprising:

a transponder configured to communicate with a reader;

a reader configured to communicate with said system;

a vascular scan sensor configured to detect a proffered vascular scan sample, said vascular scan sensor configured to communicate with said system; and

,

a device configured to verify said proffered vascular scan sample to facilitate a transaction.

2. The transponder-reader transaction system of claim 1, wherein said sensor is configured to communicate with said system via at least one of a transponder, a reader, and a network.

3. The transponder-reader transaction system of claim 1, wherein said vascular scan sensor is configured to facilitate a finite number of scans.

4. The transponder-reader transaction system of claim 1, wherein said vascular scan sensor is configured to log at least one of a detected vascular scan sample, processed vascular scan sample and stored vascular scan sample.

5. The transponder-reader transaction system of claim 1, further including a database configured to store at least one data packet, wherein said data packet includes at least one of proffered and registered vascular scan samples, proffered and registered user information, terrorist information, and criminal information.

6. The transponder-reader transaction system of claim 5, wherein said database is contained in at least one of the transponder, transponder reader, sensor, remote server, merchant server and transponder-reader system.

7. The transponder-reader transaction system of claim 6, wherein said remote database is configured to be operated by an authorized sample receiver.

8. The transponder-reader transaction system of claim 1, wherein said vascular scan sensor device is configured with at least one of an optical and thermal scanner.

9. The transponder-reader transaction system of claim 1, wherein said vascular scan sensor is configured to detect and verify vascular scan characteristics including biometric reference points and blood pressure characteristics.

10. The transponder-reader transaction system of claim 9, wherein said biometric reference points include at least one of vascular coordinates, vascular lengths, widths and depths, and tissue lengths, widths and depths.

11. The transponder-reader transaction system of claim 9, wherein said blood pressure characteristics include at least one of waveforms, dicrotic notches, diastolic pressure, systolic pressure, anacrotic notches, and pulse pressure.

12. The transponder-reader transaction system of claim 1, wherein said vascular scan sensor device is configured to detect and verify false vascular and thermal patterns.

13. The transponder-reader transaction system of claim 1, further including a device configured to compare a proffered vascular scan sample with a stored vascular scan sample.

14. The transponder-reader transaction system of claim 13, wherein said device configured to compare a vascular scan sample is at least one of a third-party security vendor device and protocol/sequence controller.

15. The transponder-reader transaction system of claim 13, wherein a stored vascular scan sample comprises a registered vascular scan sample.

16. The transponder-reader transaction system of claim 15, wherein said registered vascular scan sample is associated with at least one of:

personal information, credit card information, debit card information, savings account information, and loyalty point information.

17. The transponder-reader transaction system of claim 16, wherein different registered vascular scan samples are associated with a different one of:

personal information, credit card information, debit card information, savings account information, and loyalty point information.

18. The transponder-reader transaction system of claim 16, wherein a vascular scan sample is primarily associated with at least one of first user information, wherein said first information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, and wherein a vascular scan sample is secondarily associated with at least one of second user information, wherein said second information comprises personal information, credit card information, debit card information, savings account information, and loyalty point information, where second user information is different than first user information.

19. The transponder-reader transaction system of claim 1, wherein said transponder-reader transaction system is configured to begin mutual authentication upon verification of said proffered vascular scan sample.

20. The transponder-reader transaction system of claim 1, wherein said transponder is configured to deactivate upon rejection of said proffered vascular scan sample.

21. The transponder-reader transaction system of claim 1, wherein said sensor is configured to provide a notification upon detection of a sample.

22. The transponder-reader transaction system of claim 1, wherein said device configured to verify is configured to facilitate at least one of access, activation of a device, a financial transaction, and a non-financial transaction.

23. The transponder-reader transaction system of claim 1, wherein said device configured to verify is configured to facilitate the use of at least one secondary security procedure.

24. A method for facilitating biometric security in a transponder-reader transaction system comprising:

proffering a vascular scan to a vascular scan sensor communicating with said system to initiate verification of a vascular scan sample for facilitating authorization of a transaction.

25. The method for of claim 24, further comprising registering at least one vascular scan sample with an authorized sample receiver.

26. The method of claim 25, wherein said step of registering further includes at least one of:

contacting said authorized sample receiver, proffering a vascular scan to said authorized sample receiver, processing said vascular scan to obtain a vascular scan sample, associating said vascular scan sample with user information, verifying said vascular scan sample, and storing said vascular scan sample upon verification.

27. The method of claim 24, wherein said step of proffering includes proffering a vascular scan to at least one of an optical and thermal scanner.

28. The method of claim 24, wherein said step of proffering further includes proffering a vascular scan to a vascular scan sensor communicating with said system to initiate at least one of:

storing, comparing, and verifying said vascular scan sample.

29. The method of claim 24, wherein said step of proffering a vascular scan to a vascular scan sensor communicating with said system to initiate verification further includes processing database information, wherein said database information is contained in at least one of a transponder, transponder reader, sensor, remote server, merchant server and transponder-reader system.

30. The method of claim 24, wherein said step of proffering a vascular scan to a vascular scan sensor communicating with said system to initiate verification further includes comparing a proffered vascular scan sample with a stored vascular scan sample.

31. The method of claim 30, wherein said step of comparing includes comparing a proffered vascular scan sample to a stored vascular scan sample by using at least one of a third-party security vendor device and protocol/sequence controller.

32. The method of claim 30, wherein said step of comparing includes comparing vascular scan characteristics including at least one of biometric reference points and blood pressure characteristics.

33. The method of claim 24, wherein said step of proffering a vascular scan to a vascular scan sensor communicating with said system further comprises using said vascular scan sensor to detect at least one of false vascular and thermal patterns.

34. The method of claim 24, wherein said step of proffering a vascular scan to a vascular scan sensor communicating with said system to initiate verification further includes at least one of detecting, processing and storing at least one second proffered vascular scan sample.

35. The method of claim 24, wherein said step of proffering a vascular scan to a vascular scan sensor communicating with said system to initiate verification further includes the use of at least one secondary security procedure.

36. A method for facilitating biometric security in a transponder-reader transaction system comprising:

detecting a proffered vascular scan at a sensor communicating with said system to obtain a proffered vascular scan sample;

verifying the proffered vascular scan sample; and

authorizing a transaction to proceed upon verification of the proffered vascular scan sample.

37. The method of claim 36, wherein said step of detecting further includes detecting a proffered vascular scan at a sensor configured to communicate with said system via at least one of a transponder, reader, and network.

38. The method of claim 36, wherein said step of detecting a proffered vascular scan includes detecting a proffered vascular scan at least one of an optical and thermal scanner.

39. The method of claim 36, wherein said step of detecting includes at least one of:

detecting, storing, and processing a proffered vascular scan sample.

40. The method of claim 36, wherein said step of detecting further includes receiving a finite number of proffered vascular scan samples during a transaction.

41. The method of claim 36, wherein said step of detecting further includes logging each proffered vascular scan sample.

42. The method of claim 36, wherein said step of detecting further includes at least one of detection, processing and storing at least one second proffered vascular scan sample.

43. The method of claim 36, wherein said step of detecting further includes using said vascular scan sensor to detect at least one of false vascular and thermal patterns.

44. The method of claim 36, wherein said step of verifying includes comparing a proffered vascular scan sample with a stored vascular scan sample.

45. The method of claim 44, wherein said step of comparing a proffered vascular scan sample with a stored vascular scan sample comprises storing, processing and comparing at least one vascular scan characteristic including biometric reference points and blood pressure characteristics.

46. The method of claim 44, wherein comparing a proffered vascular scan sample with a stored vascular scan sample includes comparing a proffered vascular scan sample with at least one of a biometric sample of a criminal, a terrorist, and a transponder user.

47. The method of claim 36, wherein said step of verifying includes verifying a proffered vascular scan sample using information contained on at least one of a local database, a remote database, and a third-party controlled database.

48. The method of claim 36, wherein said step of verifying includes verifying a proffered vascular scan sample using one of a protocol/sequence controller and a third-party security vendor.