System and method for providing a credit card with back-end payment filtering
First Claim
Patent Images
1. A credit card transaction processing system comprising:
- at least one computer processor; and
a memory coupled to said computer processor, said credit card transaction processing system being is configured for;
receiving transaction data related to a reimbursable charge made on said credit card by a credit card holder;
analyzing said transaction data to determine whether said charge may be auto-substantiated;
in response to determining that said charge may be auto-substantiated, auto-substantiating said charge; and
in response to said charge being auto-substantiated, reimbursing said credit card holder for at least a portion of said charge at least substantially without human intervention.
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0 Petitions
Accused Products
Abstract
A credit card transaction processing system that, in various embodiments, is configured for: (1) receiving transaction data related to a reimbursable charge made on the credit card by a credit card holder; (2) analyzing the transaction data to determine whether the charge may be auto-substantiated; (3) in response to determining that the charge may be auto-substantiated, auto-substantiating the charge; and (4) in response to the charge being auto-substantiated, reimbursing the credit card holder for at least a portion of the charge at least substantially without human intervention.
67 Citations
57 Claims
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1. A credit card transaction processing system comprising:
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at least one computer processor; and
a memory coupled to said computer processor, said credit card transaction processing system being is configured for;
receiving transaction data related to a reimbursable charge made on said credit card by a credit card holder;
analyzing said transaction data to determine whether said charge may be auto-substantiated;
in response to determining that said charge may be auto-substantiated, auto-substantiating said charge; and
in response to said charge being auto-substantiated, reimbursing said credit card holder for at least a portion of said charge at least substantially without human intervention. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28)
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29. A credit card transaction processing system that is configured for:
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(A) receiving transaction information regarding a credit card transaction related to a reimbursable charge made on a credit card by a credit card holder;
(B) determining that said credit card transaction would qualify for reimbursement from a first account;
(C) determining that said credit card transaction would also qualify for reimbursement from a second account; and
(D) determining, based at least in part on said transaction information, to reimburse at least a portion of said credit card transaction from said first account. - View Dependent Claims (30, 31, 32, 33, 34, 35, 36, 37)
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38. A credit card transaction processing system comprising:
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a computer processor; and
a memory coupled to said computer processor, said credit card transaction processing system being configured for processing transactions made on a credit card that is issued to a cardholder and guaranteed by said cardholder'"'"'s employer. - View Dependent Claims (39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57)
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Specification