Method and system for conducting transactions using a payment card with two technologies
First Claim
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1. A system for conducting financial transactions comprising:
- payment cards having stored account information including a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology; and
terminals employing both of said first and second technologies to capture said portions of said card account information for conducting each such transaction.
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Abstract
A system for conducting financial transactions is provided wherein payment cards have stored account information including a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology. Terminals employing both of said first and second technologies are used to capture said card account information for conducting each such transaction.
180 Citations
45 Claims
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1. A system for conducting financial transactions comprising:
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payment cards having stored account information including a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology; and
terminals employing both of said first and second technologies to capture said portions of said card account information for conducting each such transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 12, 13, 14, 15, 16, 17, 18)
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11. A method for conducting a financial transaction over a communications network comprising a payment card, a terminal, and a payment network including a transaction authorization issuer, comprising:
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storing on said card account information having a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology; and
employing both of said first and second technologies to capture said card account information for conducting said financial transaction. - View Dependent Claims (19, 20, 21, 22, 23, 24)
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25. A system for conducting financial transactions comprising:
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payment cards having stored account information including a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology; and
terminals employing both of said first and second technologies to capture said portions of said card account information for conducting each such transaction. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34)
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35. A method for conducting a financial transaction over a communications network comprising a payment card, a terminal, and a payment network including a transaction authorization issuer, comprising:
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storing on said card account information having a first portion readable by a first machine-readable technology and a second portion readable by a second different machine-readable technology; and
employing both of said first and second technologies to capture said card account information for conducting said financial transaction. - View Dependent Claims (36, 37, 38, 39, 40, 41, 42, 43, 44, 45)
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Specification