System and method for authorizing transactions

• US 20050125363A1
• Filed: 10/12/2004
• Published: 06/09/2005
• Est. Priority Date: 10/16/2003
• Status: Abandoned Application

• Current Assignee: Charles E. Wilson, Walter W. Mosher
• Original Assignee: Charles E. Wilson, Walter W. Mosher
• Inventors: Wilson, Charles E., Mosher, Walter W.
• Application Number:
  US10/964,562
• Publication Number:
  US 20050125363A1
• Time in Patent Office: Days
• US Class Current: 705/75
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G07C 9/257 electronically G07C9/26 takes precedence
• CPC Class Codes: G07F 7/02 by keys or other credit registering devices
• CPC Class Codes: G07F 9/026 for alarm, monitoring and auditing in vending machines or means for indication, e.g. when empty

Abstract

Methods and systems for authorizing and automating transactions, such as the sale of alcoholic beverages, are provided. In one embodiment, data is entered from a customer'"'"'s driver'"'"'s license into a computer database, and a record that is associated with the customer is created in the database. A wristband is processed through a computer printer so that information associated with the person is placed on the wristband. This information is read at a point-of-service (POS) station and compared with the data in the database to determine whether to authorize the sale of an alcoholic beverage to the customer.

Claims

1. A method of conducting a transaction with a person having an identification device containing a first set of data associated with the person, the method comprising:

presenting the identification device at a first station;

inputting the first set of data from the identification device into a computer database;

creating a new record in the database, said new record being associated with the person;

adapting an information device to convey a second set of data associated with the person;

providing the information device to the person;

reading the second set of data from the information device at a second station;

determining whether a transaction criteria has been satisfied by using at least a part of the second set of data; and

permitting a first transaction with the person at the second station after determining that the transaction criteria has been satisfied.

2. The method of claim 1 wherein the first transaction is one of providing food to the person, providing a beverage to the person, providing an article of goods to the person, permitting the person to play a game, permitting the person to embark on an amusement ride, permitting the person to enter into a controlled area, and permitting the person to exit from the controlled area.

3. The method of claim 2 wherein the controlled area is one of a shower facility, a restroom facility, an amusement park, a sports arena, a casino, a concert venue, a water park, a shopping mall, a movie theater, an area within a hospital, an area within a prison facility, and an area within a jail facility.

4. The method of claim 1 wherein the identification device is one of a driver'"'"'s license, a credit card, a debit card, a smart card, a passport, a social security card, a voter registration card, an employee identification card, a student identification card, a military identification card, and an immigration card.

5. The method of claim 1 further comprising determining the validity of the identification device.

6. The method of claim 1 including the step of performing an optical character reading of at least a portion of the identification device.

7. The method of claim 5 wherein the step of adapting the information device occurs after determining that the identification device is valid.

8. The method of claim 1 wherein the new record is created after determining that a pre-existing record associated with the person does not exist in the database.

9. The method of claim 1 wherein the transaction criteria comprises a time period following a date of birth and wherein the first transaction is the providing of an alcoholic beverage to the person.

10. The method of claim 1 further comprising:

receiving a payment from the person; and

recording in the database the amount received from the person to create an account having an account balance.

11. The method of claim 10 wherein the first transaction has a cost associated with the first transaction, and wherein the transaction criteria comprises the account balance being in excess of the first transaction cost.

12. The method of claim 1 wherein the information device is one of a wristband, a bracelet, a patch, a headband, a neckband, a legband, a card, a sticker, a tag, a smart card and a label.

13. The method of claim 1 wherein at least a part of the second set of data appears as a barcode.

14. The method of claim 1 wherein the information device includes a radio frequency identification (RFID) device and wherein at least a part of the second set of data resides within the RFID device.

15. The method of claim 1 wherein the information device includes a radio frequency identification (RFID) device and wherein the step of adapting the information device further includes writing at least a part of the second set of data to the RFID device.

16. The method of claim 15, wherein the step of adapting information comprises the step of writing to a memory of the RFID device promotional value, points, or credits for redemption during a transaction.

17. The method of claim 1 wherein the information device is a wristband, the method further comprising securing the wristband about the wrist of the person.

18. The method of claim 1 wherein the information device is a wristband adapted to provide visible evidence of tampering of the wristband and wherein the transaction criteria comprises a lack of visible evidence of tampering of the wristband, the method further comprising visually observing the wristband for evidence of tampering.

19. The method of claim 1 wherein the first set of data from the identification device is inputted into the computer database using a manual input device.

20. The method of claim 1 wherein the step of reading the second set of data from the information device at the second station further comprises visually reading the second set of data by a second person, the method further comprising inputting the second set of data into the computer database using a manual input device.

21. The method of claim 1 wherein the identification device is a card having a magnetic stripe and wherein the first set of data from the identification device is inputted into the computer database using a reader adapted to extract the first set of data from the magnetic stripe.

22. The method of claim 1 wherein at least a part of the second set of data appears on the information device as a barcode and wherein the step of reading the second set of data from the information device at the second station further comprises optically scanning the barcode.

23. The method of claim 1 wherein the information device includes a radio frequency identification (RFID) device, wherein at least a part of the second set of data resides within the RFID device, and wherein the step of reading the second set of data from the information device at the second station comprises receiving radio frequency signals from the RFID device.

24. The method of claim 1 wherein the first set of data associated with the person comprises data associated with one of the person'"'"'s age, name, sex, height, weight, date of birth, hair color, eye color, fingerprint, knuckle print, palm print, deoxyribonucleic acid (DNA) profile, iris pattern, and retina pattern.

25. The method of claim 1 further comprising inputting a third set of data associated with the first transaction into the computer database.

26. The method of claim 25 wherein the third set of data comprises one of the date of the first transaction, the time of the first transaction, and the cost associated with the transaction.

27. The method of claim 25 wherein the third set of data comprises one of the date of the first transaction and the time of the first transaction, the method further comprising:

reading the second set of data from the information device at a third station;

determining whether the transaction criteria has been satisfied by using at least a part of the second and third sets of data, wherein said criteria comprises a maximum number of transactions involving the person over a period of time; and

permitting a second transaction with the person at the third station after determining that the transaction criteria has been satisfied.

28. The method of claim 27 wherein the transactions involve the providing of alcoholic beverages and the criteria involves a maximum number of alcoholic beverages being provided to the person over the period of time.

29. The method of claim 1 wherein the step of adapting the information device further comprises using a printer to print an image on the information device, said printer being in communication with a computer.

30. A method of controlling the distribution of alcohol to a person having an identification device containing a first set of data associated with the person, the method comprising:

presenting the identification device at a first station;

inputting the first set of data from the identification device into a computer database;

determining whether a pre-existing record associated with the person exists in the database;

creating a new record associated with the person in the database after determining that no pre-existing record exists in the database;

inputting a payment amount received from the person into the database to create an account having an account balance;

adapting a wristband to convey a second set of data associated with the person, comprising the step of using a printer in communication with a computer to print an image on the wristband, said image being associated with at least a part of the second set of data;

securing the wristband on the wrist of the person;

presenting the wristband to a second station;

reading at least a portion of the second set of data from the wristband with an automatic reader at a second station, said reader being in communication with the database;

using at least a portion of the second set of data to determine whether the person satisfies an age criteria;

providing the alcohol having a cost to the person after determining that the person satisfies the age criteria and that the cost of the alcohol does not exceed the account balance; and

inputting a third set of data into the database, said third set of data being associated with the providing of the alcohol to the person.

31. A method of controlling the exit of a first person from a premises, the method comprising:

entering a record set of data in a computer database;

adapting a first information device to convey a first set of data after the step of entering the record set of data in the computer database;

adapting a second information device to convey a second set of data after the step of entering the record set of data in the computer database;

reading the first set of data from the first information device being carried by the first person;

reading the second set of data from the second information device being carried by a second person;

comparing the first and second sets of data with the record set of data; and

permitting the first person to exit the premises when the first and second sets of data correspond to the record set of data thereby indicating that the first and second persons were in the company of one another during the steps of adapting the first and second information devices to convey the first and second sets of data.

32. The method of claim 31 wherein the first and second information devices are each one of a wristband, a bracelet, a patch, a headband, a neckband, a legband, a card, a sticker, a tag, a smart card and a label.

33. The method of claim 31 wherein the first and second information devices each includes a first and a second radio frequency identification (RFID) device, respectively, and wherein the step of adapting the first information device further includes writing the first set of data to the first RFID device, and wherein the step of adapting the second information device further includes writing the second set of data to the second RFID device.

34. The method of claim 31 wherein each of the first and second information devices is a wristband, wherein the step of adapting the first information device further comprises using a printer to print a first image on the first information device, said first image being associated with the first set of data, and wherein the step of adapting the second information device further comprises using the printer to print a second image on the second information device, said second image being associated with the second set of data, said printer being in communication with a computer.

35. A method for permitting a first person to locate a second person in a premises, the method comprising:

adapting a first information device and a second information device each to convey a set of data;

providing the first information device to the first person and the second information device to the second person;

reading the set of data from the first information device at a first station disposed at a first location on the premises, said first station being in communication with a central computer;

reading the set of data from the second information device at a second station disposed at a second location on the premises, said second station being in communication with the central computer; and

providing at the first station, the location on the premises of the second station after completion of the steps of reading the set of data from the first and second information devices.

36. The method of claim 35 wherein the first and second information devices are each one of a wristband, a bracelet, a patch, a headband, a neckband, a legband, a card, a sticker, a tag, a smart card and a label.

37. The method of claim 35 wherein each of the first and second information devices includes a first and a second radio frequency identification (RFID) device, respectively, and wherein the step of adapting the first and the second information devices further comprises writing the set of data to each of the first and second RFID devices.

38. The method of claim 35 wherein each of the first and second information devices is a wristband, and wherein the step of adapting the first and second information devices further comprises using a printer to print an image on each of the first and second information devices, said image being associated with the set of data, said printer being in communication with a computer.

39. The method of claim 35, wherein the first and second information devices comprise wristbands, and wherein the first and second data comprises a photograph of each of the wearers of the first and second wristbands.

40. The method of claim 39, wherein the first and second information devices include RFID circuitry, and wherein the photograph of each of the wearers of the wristbands is either stored in the RFID circuitry or a database of the central computer.

41. A method for permitting a first person to locate a second person in a premises, the method comprising:

inputting a first set of data into a computer database, said first set of data being associated with the first and second persons;

adapting a first information device to convey a second set of data associated with the first person;

adapting a second information device to convey a third set of data associated with the second person;

providing the first information device to the first person and the second information device to the second person;

reading the second set of data from the first information device at a first station disposed at a first location on the premises, said first station being in communication with the computer database;

reading the third set of data from the second information device at a second station disposed at a second location on the premises, said second station being in communication with the computer database;

comparing the second and third sets of data with at least a part of the first set of data; and

providing at the first station, the location on the premises of the second station when the second and third sets of data correspond to the at least a part of the first set of data.

42. The method of claim 41 wherein the first and second information devices are each one of a wristband, a bracelet, a patch, a headband, a neckband, a legband, a card, a sticker, a tag, a smart card and a label.

43. The method of claim 41 wherein each of the first and second information devices includes a first and a second radio frequency identification (RFID) device, respectively, and wherein the step of adapting the first information device further comprises writing the second set of data to the first RFID device, and wherein the step of adapting the second information device further comprises writing the third set of data to the second RFID device.

44. The method of claim 41 wherein each of the first and second information devices is a wristband, and wherein the step of adapting the first information device further comprises using a printer to print a first image on the first information device, said first image being associated with the second set of data, and wherein the step of adapting the second information device further comprises using the printer to print a second image on the second information device, said second image being associated with the third set of data, said printer being in communication with a computer.

45. A system for use with a wristband and for controlling the distribution of alcohol having a cost to a person having an identification device containing a first set of data associated with the person, the system comprising:

a database;

a master station processing unit capable of communicating with the database;

a master station reader adapted to read the first set of data from the identification device, said reader being in communication with the master station processing unit;

a printer in communication with the master station processing unit and adapted to print an image on the wristband;

a client station processing unit capable of communicating with the master station processing unit;

a client station reader adapted to read the image from the wristband, said client station reader being in communication with the client station processing unit; and

program logic executed by the master station processing unit, comprising;

means for inputting the first set of data from the reader into the database;

means for inputting a payment amount received from the person into the database to create an account having an account balance;

means for causing the printer to print the image on the wristband, said image corresponding to a second set of data associated with the person;

means for using at least a portion of the second set of data to determine whether the person satisfies an age criteria;

means for determining whether the cost of the alcohol exceeds the account balance; and

means for inputting a third set of data into the database, said third set of data being associated with the cost of the alcohol and with the date and time that alcohol was provided to the person.

46. A method of controlling the distribution of alcohol to a person having an identification device containing a first set of data associated with the person, the method comprising:

presenting the identification device at a first station;

inputting the first set of data from the identification device into a computer database;

determining whether a pre-existing record associated with the person exists in the database;

creating a new record associated with the person in the database after determining that no pre-existing record exists in the database;

adapting a wristband having RFID circuitry to convey a second set of data associated with the person, comprising the step of using a printer in communication with a computer to print an image on the wristband, said image being associated with at least a part of the second set of data;

inputting a payment amount received from the person into a memory of the RFID circuitry to create an account having an account balance;

securing the wristband on the wrist of the person;

presenting the wristband to a second station;

reading at least a portion of the second set of data from the wristband with an automatic reader at a second station;

using at least a portion of the second set of data to determine whether the person satisfies an age criteria;

providing the alcohol having a cost to the person after determining that the person satisfies the age criteria and that the cost of the alcohol does not exceed the account balance; and

debiting the account balance of the RFID wristband.

47. The method of claim 46, wherein the first set of data is written into the RFID circuitry, and wherein the reader at the second station is associated with a display unit for displaying at least a portion of the first set of data obtained from the RFID wristband or database.

48. The method of claim 46, wherein the first set of data includes a photograph of the person.

49. A method for at least partially filling out an existing electronic form, comprising the steps of:

presenting an identification device;

electronically reading the identification device to acquire a set of information regarding the holder of the identification device;

extracting at least some information from the acquired set of information; and

at least partially electronically filling out the existing electronic form using the extracted information.

50. The method of claim 49, wherein the existing electronic form comprises a medical form.

51. The method of claim 49, wherein the extracted information is one of name, sex, age, height, and weight.

52. The method of claim 51, wherein the extracted information further includes at least one of address, billing information, and insurance.