SYSTEM AND METHOD FOR BILL PAYMENT
First Claim
Patent Images
1. A method for presenting a digital paper bill comprising:
- receiving data relating to a bill from a merchant;
associating a digital paper pattern with the bill;
providing a digital paper bill representation of the bill to a consumer.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods for digital paper bill presentment and digital pen bill payment are described. An intermediary provides a central billing clearinghouse service to businesses that is used to prepare and deliver digital paper bills and process payments that are authorized using a digital pen. Consumers register a digital pen with the intermediary and then use the digital pen and digital paper bill to electronically authorize bill payment. Some of the bills include complete billing information while others are aggregated bills that include only bill totals.
87 Citations
20 Claims
-
1. A method for presenting a digital paper bill comprising:
-
receiving data relating to a bill from a merchant;
associating a digital paper pattern with the bill;
providing a digital paper bill representation of the bill to a consumer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
-
-
14. A method for presenting a digital paper consolidated bill comprising:
-
receiving data relating to a bill from each of a plurality of merchants, each bill including bill data and bill summary data;
associating a digital paper pattern with a consolidated bill, wherein the consolidated bill includes bill summary data for each bill;
providing a digital paper bill representation of the consolidated bill to a consumer. - View Dependent Claims (15, 16)
-
-
17. A method for electronic payment of a bill comprising:
-
receiving a bill in digital paper form;
indicating a payment request by using a digital pen to check the bill. - View Dependent Claims (18, 19, 20)
-
Specification