ACTIVE DISABLEMENT OF MALICIOUS CODE IN ASSOCIATION WITH THE PROVISION OF ON-LINE FINANCIAL SERVICES
First Claim
1. A method of disabling malicious code residing on a customer computer system in association with providing on-line financial services to a customer through a network, the method comprising:
- authenticating the customer for the on-line financial services;
presenting to the customer an option to perform a scan of the customer computer system for the malicious code;
executing, at least in part by activation over the network and upon receiving from the customer a selection of the option to perform the scan, computer program instructions for performing the scan, the computer program instructions being directed to detection and disablement of the malicious code; and
providing the on-line financial services to the customer.
1 Assignment
0 Petitions
Accused Products
Abstract
Active disablement of malicious code in association with the provision of on-line financial services. The invention provides for the active detection and disablement of malicious code residing on a customer computer system used for conducting on-line financial transactions. Computer programs residing on a server of a financial institution, such as a bank, direct the download and execution of scanning software by the customer. The scanning is performed as an integral part of the on-line financial transaction process. Computer program instructions for scanning the customer computer system are activated over the network, in some embodiments, through the use of ActiveX controls.
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Citations
30 Claims
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1. A method of disabling malicious code residing on a customer computer system in association with providing on-line financial services to a customer through a network, the method comprising:
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authenticating the customer for the on-line financial services;
presenting to the customer an option to perform a scan of the customer computer system for the malicious code;
executing, at least in part by activation over the network and upon receiving from the customer a selection of the option to perform the scan, computer program instructions for performing the scan, the computer program instructions being directed to detection and disablement of the malicious code; and
providing the on-line financial services to the customer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. Apparatus for disabling malicious code residing on a customer computer system in association with providing on-line financial services to a customer through a network, the apparatus comprising:
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means for authenticating the customer for the on-line financial services;
means for executing, at least in part by activation over the network, computer program instructions for performing a scan for the malicious code, the computer program instructions being directed to detection and disablement of the malicious code; and
means for providing the on-line financial services to the customer. - View Dependent Claims (11, 12)
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13. A computer program product for disabling malicious code residing on a customer computer system in association with providing on-line financial services to a customer through a network, the computer program product comprising a first computer program and a second computer program, the first computer program further comprising:
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instructions for authenticating the customer for the on-line financial services;
instructions for presenting to the customer an option to perform a scan of the customer computer system for the malicious code;
instructions for executing, at least in part through activation over the network and upon receiving from the customer a selection of the option to perform the scan, the second computer program for performing the scan, the second computer program being directed to detection and disablement of the malicious code; and
instructions for providing the on-line financial services to the customer. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21)
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22. An on-line financial system comprising:
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at least one network connection;
an on-line financial transaction server operable to provide on-line financial services to customers; and
a scanning server operatively connected to the at least one network connection and to the on-line financial transaction server, the scanning server operable to disable malicious code residing on a customer computer system in association with the providing of the on-line financial services, by executing, at the customer computer system, at least in part by activation over the network connection, computer program instructions directed to detection and disablement of the malicious code. - View Dependent Claims (23, 24, 25, 26, 27, 28, 29, 30)
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Specification