Method and system for computerized insurance underwriting
First Claim
1. A computer system for underwriting, rating, quoting, binding, and booking an insurance policy comprising:
- one or more browsers operative to communicate associated information to a dispatcher that parses the information to select an insurance process and an output device to produce an insurance product.
2 Assignments
0 Petitions
Accused Products
Abstract
This invention relates generally to a computer system and method for integrating insurance policy underwriting. In one aspect it integrates the older legacy insurance policy generating systems to on line systems where users access the system through browsers. The computer system to perform the process of underwriting, rating, quoting, binding, and booking an insurance policy includes browsers, data bases, processors and a dispatcher that parses the information to select an insurance process. Suitable software programs review messages received from users to determine if certain messages are less than a prescribed limit. If a message is greater than the limit, then the message is parsed into a header information and one or more data fields whereby the header information is provided to a legacy processor and to policy generation software for further creation of policy related information and documentation.
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Citations
41 Claims
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1. A computer system for underwriting, rating, quoting, binding, and booking an insurance policy comprising:
- one or more browsers operative to communicate associated information to a dispatcher that parses the information to select an insurance process and an output device to produce an insurance product.
- View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13)
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14. A computer readable medium for underwriting, rating, quoting, binding, booking and billing and issuing insurance policies having stored thereon one or more data structure to transfer control selected from a group comprising:
- a plurality of data for the identification of a desired process or operation, data for user identification, data for a state identification, data for state function identification, data for a state switch indication, data for providing an indication to allow a next state, data for indicating the status of a request.
- 15. A computer-based insurance processing system comprising a browser having executable browser software to process account summaries, underwriting worksheets, ratings, quotes, binders, and bills and issue insurance policies, which correspond to associated dispatcher means for producing an insurance product and an output device to print insurance products.
- 31. A computer method to underwrite, rate, quote, bind, book and bill and issue insurance policies comprising the steps of maintaining a browser to communicate information to a dispatcher, and parsing information in the dispatcher to communicate with one or more insurance generating processes and printing one or more insurance products resulting from said processes.
Specification