Apparatus for point system that provides real-time cashback
First Claim
1. A cashback system comprising:
- an IC card storing point data representative of an amount of points used for a point system, and electronic money data representative of an amount of electronic money;
a terminal including a reader/writer accessible to said IC card;
a point management server; and
an electronic money server, wherein said terminal is programmed to provide a prompt to input a customer ID identifying a customer, and a password in response to establishment of an access between said IC card and said terminal, to provide another prompt to input customer-specific information in response to said identifier and said password being inputted, and to transmit said customer ID, said password, and said customer-specific information to said point management server, wherein said point management server is programmed to issue a conversion allowance when said customer is successfully authenticated with said customer ID, said password, and said customer-specific information, and to transmit said conversion allowance to said electronic server, and wherein said electronic money server is programmed to determine an amount of electronic money for points selected to be converted by said customer in response to said conversion allowance, and to transfer said determined amount of electronic money to said IC card.
1 Assignment
0 Petitions
Accused Products
Abstract
A cashback system is composed of an IC card storing point data representative an amount of points used for a point system and electronic money data representative of an amount of electronic money, a terminal including a reader/writer accessible to the IC card, a point management server, and an electronic money server. The terminal is programmed to provide a prompt to input a customer ID identifying a customer, and a password in response to establishment of an access between the IC card and the terminal, to provide another prompt to input customer-specific information in response to the identifier and the password being inputted, and to transmit the customer ID, the password, and the customer-specific information to the point management server. The point management server is programmed to issue a conversion allowance when the customer is successfully authenticated with the customer ID, the password, and the customer-specific information. The electronic money server is programmed to determine an amount of electronic money for points selected to be converted by the customer in response to the conversion allowance, and to transfer the determined amount of electronic money to the IC card.
10 Citations
12 Claims
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1. A cashback system comprising:
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an IC card storing point data representative of an amount of points used for a point system, and electronic money data representative of an amount of electronic money;
a terminal including a reader/writer accessible to said IC card;
a point management server; and
an electronic money server, wherein said terminal is programmed to provide a prompt to input a customer ID identifying a customer, and a password in response to establishment of an access between said IC card and said terminal, to provide another prompt to input customer-specific information in response to said identifier and said password being inputted, and to transmit said customer ID, said password, and said customer-specific information to said point management server, wherein said point management server is programmed to issue a conversion allowance when said customer is successfully authenticated with said customer ID, said password, and said customer-specific information, and to transmit said conversion allowance to said electronic server, and wherein said electronic money server is programmed to determine an amount of electronic money for points selected to be converted by said customer in response to said conversion allowance, and to transfer said determined amount of electronic money to said IC card. - View Dependent Claims (2, 3, 4)
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5. A computer program product used for a cashback system including an IC card storing an amount of points, a terminal including a reader/writer accessible to said IC card, a point management server, and an electronic money server, said product containing instructions for implementing the steps of:
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providing a prompt on said terminal to input a customer ID identifying a customer, and a password in response to establishment of an access between said IC card and said terminal;
providing another prompt on said terminal to input customer-specific information in response to said identifier and said password being inputted;
transmitting said customer ID, said password, and said customer-specific information from said terminal to said point management server;
issuing a conversion allowance by said point management server when said customer is successfully authenticated with said customer ID, said password, and said customer-specific information;
transmitting said conversion allowance from said point management server to said electronic money server;
determining an amount of electronic money for points selected to be converted by said customer in response to said conversion allowance by said electronic money server; and
transferring said determined amount of electronic money from said electronic money server to said IC card. - View Dependent Claims (6, 7, 8)
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9. A method for operating a cashback system including an IC card storing an amount of points, a terminal including a reader/writer accessible to said IC card, a point management server, and an electronic money server, said method comprising:
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providing a prompt on said terminal to input a customer ID identifying a customer, and a password in response to establishment of an access between said IC card and said terminal;
providing another prompt on said terminal to input customer-specific information in response to said identifier and said password being inputted;
transmitting said customer ID, said password, and said customer-specific information from said terminal to said point management server;
issuing a conversion allowance by said point management server when said customer is successfully authenticated with said customer ID, said password, and said customer-specific information;
transmitting said conversion allowance from said point management server to said electronic money server;
determining an amount of electronic money for points selected to be converted by said customer in response to said conversion allowance by said electronic money server; and
transferring said determined amount of electronic money from said electronic money server to said IC card. - View Dependent Claims (10, 11, 12)
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Specification